Various Callers (Ramsey Show callers) — HIGH CONFIDENCE

speaker
511 appearances 1 recordings 1 series first heard Jul 2026 last heard 22 Jul

Various Callers (Ramsey Show callers) — HIGH CONFIDENCE’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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Got it.
uh just kind of freelancing he was doing photography and he was working as a similar consultant office manager kind of deal that said we did you know think a similar thought but we were concerned that maybe getting sucked back into the nine to five you know how it just gets tiring you know and then you feel like you don't have time for yourself at the end of the day or time for the kids so we were afraid that that would take away all of the momentum from the businesses
And the next thing you know, we look up and, you know, two years later, we're still just comfy in these nine to five.
Hi there.
I have a question about debt.
I have a few different categories of debt and I am trying to determine which to pay off first.
Okay, we can help.
Yeah, so I have a mortgage payment.
The mortgage I have left is about $190,000.
My interest rate is 2.5 on that mortgage.
For student loans, I have about $23,000 with about the highest interest rate is 4.6.
And then my car, I owe $16,000 with a 5.5% interest rate.
I'm just an occasional listener, so not very much.
I have a mix of subsidized and unsubsidized, and there are six, and they all vary between $3,000 to $5,000.
And I've been on a forbearance for the last several years since COVID with the repayment plan, and so I need to change my payment plan or I just need to pay off the debt.
Yeah.
So that's kind of what I'm curious about, especially because the car is less money, right?
I owe less on the car.
So are you suggesting I should pay off the car first and then the student loans?
Yes, yes.
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