Various Callers (Ramsey Show callers) — HIGH CONFIDENCE

speaker
511 appearances 1 recordings 1 series first heard Jul 2026 last heard 22 Jul

Various Callers (Ramsey Show callers) — HIGH CONFIDENCE’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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I have a trailer that I could sell.
Like I said, I was doing hot shots for a bit and a trailer is worth around $10,000.
Ooh, perfect.
And it's paid out cash.
Hello there, ma'am.
I'm on step two of the baby steps, the debt snowball, and I'm actually treating it more of an avalanche.
My smallest debt is also my highest interest rate.
But anyways, all I have is $50,000 in student loan debt, right?
Okay.
The highest interest rate on it is 5%.
It's several different loans, but the highest one is 5.02%.
And I'm likely going to have some changes with my housing situation soon.
I've been staying with my grandmother, taking care of her for the past three years.
And there's a good chance that she may have to move to a place with higher amounts of care or, you know, God forbid, should anything happen to her, I will need to find a new place to live.
At the same time, my vehicle has also started trying to go out on me.
My question is this.
The $1,000 that I saved up for the emergency fund, I do not think it will remotely cover a vehicle repair, replacement, or temporary housing while I find something long-term.
Right.
Should I postpone baby step two until I get maybe at least...
two or three months worth of income saved up.
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