Various female callers

speaker

225 appearances 1 recordings 1 series first heard Jul 2026 last heard 20 Jul

Various female callers’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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The Ramsey Show · The Decisions You Make Now Shape Your Success · 20 Jul 2026 podcast

Great, great.

Hi, thank you so much for taking my call.

I'm so excited.

Just for a little bit of background, my husband and I are in Baby Step 3, and we are about two to three months out from finishing that and moving into Baby Step 4, 5, and 6.

So we did do a little bit of talking, and while we're doing that, we still want to be able to save up for...

Things that come up such as vehicle replacement or repair or house repair or, you know, next house or vacations or things like that.

So we were just wondering the best way to do that.

Like is that would that be best achieved through like high yield savings or investment type accounts?

Does that help?

So in terms of like planning, though, for like, let's say if we wanted to take like a vacation, you know, next year and we just need a time to plan and save for it.

Would you recommend just like, you know, just kind of the standard savings or is there?

Oh, we're very self-aware.

We use every dollar to track our expenses.

And, you know, like I said, we're kind of future planning where we are like about two to three months out for that, for, you know, building up that emergency fund fully and then moving into the next baby step.

So we are...

Very much aware of it.

We have our monthly budget meetings where we go over the budget and make any changes to it.

Hi, Jane and George.

Thanks for taking my call.

Absolutely.

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