Veronica Dagher
speaker
3,082 appearances
51 recordings
1 series
first heard Sep 2017
last heard Jan 2025
Veronica Dagher’s voice in public audio — every appearance, attributed to the second.
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Appearances
So it's one of those things that usually kicks in when your limits on your other policies are exhausted.
For example, if someone slips on your driveway and is seriously injured, that's probably not going to be covered by your homeowners.
So it not only covers what
It's in excess of your limits on your other policies, but it can also cover things that kind of fall through the cracks, like quirky things, like claims of defamation after an online post.
If you go write a nasty Yelp review, for example, about someone's business or what have you, they may come after you.
It might, yeah.
And it's really interesting because social media or online slander or libel, so to speak, is an increasing use of these policies.
More people are turning to umbrella to help cover them in the situation.
The most common one is auto accidents.
And so these days, claims for auto accidents have really skyrocketed, and that's for various reasons.
And so we're in a situation where so much more often, your claims on your auto policy is exceeding what your limits are.
And so as a result, if you have an umbrella, it's going to pick up where that auto insurance left off.
they are jumping like other policies.
And so, for example, umbrella policies in the U.S.
rose about 7% to $328 in 2022 from 2019.
And you're like, oh, $328.
That $328 typically would give you a million-dollar umbrella policy.
People are like, oh, that doesn't sound so bad.
But you need to think about
This is a higher bill in addition to all the other higher bills everyone's paying.
Showing 301–320 of 3,082 · page 16 of 155
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