Veronica Dagher
speaker
3,082 appearances
51 recordings
1 series
first heard Sep 2017
last heard Jan 2025
Veronica Dagher’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
And those insurance agents, they can be great, but they're limited to what Allstate is offering or what Geico is offering.
where there's independent agents who aren't limited to what they can offer you.
They can shop around.
They can get you quotes from insurers that maybe you never even heard of before.
Of course, you can shop around online on your own, but...
When you're doing that, you just really need to read the fine print.
Not every umbrella policy is the same.
Some cover certain things, some don't.
Your umbrella policy may not work.
Even if you have one, it may not work if you don't have proper underlying limits on your home and auto insurance policy.
So many companies will say you need to boost those underlying limits before we'll even write you an umbrella insurance policy.
There's a lot of debate among how much coverage you need within the financial planning community.
However, kind of a rule of thumb is to have as much as your net worth, at least.
So if you're worth a million dollars, get a million dollar umbrella insurance policy.
That's not a hard and fast rule, just because how much you need can really depend on your personal situation.
I hear from analysts and insurance agents that this is something
You really need to consider if you have a lot of money to lose, first of all, and then also if you have teen drivers in the house.
The second you have a teen driver, you want to think about getting an umbrella policy because they're more likely to be in accidents.
If you have a really fancy car that's expensive to replace that will easily exceed your auto limits, you might want to get a bigger umbrella policy because if you are ever sued,
it is possible for the other side, the people who are suing you, to look into your assets and see what you have.
Showing 341–360 of 3,082 · page 18 of 155
← Previous
Next →