Veronica Dagher

speaker

3,082 appearances 51 recordings 1 series first heard Sep 2017 last heard Jan 2025

Veronica Dagher’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · How to Prepare for the Expected and Unexpected Costs of Homeownership · 28 Apr 2024 podcast

That said, you're still facing some bidding wars on some of those most desirable locations. voice-verified

And so it's tough. voice-verified

Competition is intense, especially when it comes to starter homes, because there's so few of desirable starter homes on the market. voice-verified

And there's a lot of people who want those properties. voice-verified

We're in a tricky time right now with rates because people initially thought interest rates were going to at least be set up to be cut in the spring and maybe the summer. voice-verified

But a lot of people are now thinking this may not happen until later in the year. voice-verified

Because the economy is so strong, the Fed is saying, I don't know if this is the right time to be cutting rates. voice-verified

We may eventually see those lower mortgage rates later in this year, early next year. voice-verified

But the thing is, you're most likely never going to see those 3% mortgage rates that many of us admired during the pandemic. voice-verified

Those days are probably over for quite a while. voice-verified

Many home buyers don't even bother negotiating their mortgage rate. voice-verified

They think the first offer they get or it's often the only offer that they look at is the offer and that's what they have to accept. voice-verified

And that's not true. voice-verified

If you shop around, you can save tens of thousands of dollars. voice-verified

And that's very important. voice-verified

Lenders, especially right now, they are parched. voice-verified

They want some business. voice-verified

They might be willing to work with you and waive certain fees. voice-verified

You can negotiate with your lender to see if they will waive some of those costs that are built into those closing costs, like the origination fees or the underwriting or the loan application fees. voice-verified

All those things could be up for grabs and could go away. voice-verified

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