Veronica Dagher
speaker
3,082 appearances
51 recordings
1 series
first heard Sep 2017
last heard Jan 2025
Veronica Dagher’s voice in public audio — every appearance, attributed to the second.
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Appearances
They may be stuck pretty much where they are for at least another year or two.
It's unclear.
So that's why it's important for people to think about what home they can afford now at the current rate.
Because if you're buying a home,
with the idea that I'll be able to refinance sometime soon, and that sometime soon is not going to happen for another three or four years, then it's probably not a good idea for you to buy the home if you can't afford it.
So making predictions, making housing decisions on where you think rates are going to be is a dangerous game.
There's a lot of frustration for some folks who really want to buy and can't because they can't afford the prices or the mortgage rate.
They are a little fed up because they feel like they have nowhere to go.
Yes, they may like their current situation and the amenities that some of their buildings may offer, like the pool or the gym.
But at the same time, if you want to be a homeowner
and you don't have that option, it's frustrating.
Also, if you're in a situation where you can't wait for mortgage rates to drop, if you have to move, say you're having another baby or you just got divorced and you need to start over in a new place, this is a really tough situation.
This is a tough market to be trying to buy a home in if you have to, just because there still isn't a lot of homes for sale.
It's a good way to get a general direction of how much you can afford, get a barometer of what your expenses are and what you can afford given your budget today, what kind of house you would be able to foot the monthly payments for.
And it's a good place to start.
Now, a lot of these buy versus rent calculators don't give you a full picture.
Expenses between homeowners and renters can be very different.
So homeowners have to come up with a big down payment sometimes to even get in the door.
And then you face rising bills for things like insurance and taxes and everything.
utilities and repairs that which you may not be able to avoid.
Showing 81–100 of 3,082 · page 5 of 155
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