Veronica Dagher
speaker
3,082 appearances
51 recordings
1 series
first heard Sep 2017
last heard Jan 2025
Veronica Dagher’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsNo recordings in the last 12 months.Older appearances are listed below; set an alert to hear about the next one.
Appearances
More events happen in nature that are wiping out people's houses.
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The insurers face more losses.
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And we're hearing that this is going to become more of an issue as the year goes on and the years go on.
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Having home insurance may not necessarily be the easiest thing to get and may not be a given in certain places.
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Some insurers just don't want to be bothered.
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They are doing that too.
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So in certain cases, they're raising the premium so high to effectively cancel people because if your premium goes from, I don't know, $7,000 a year to $14,000 a year, some people, especially senior citizens, may not be able to afford that.
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And so you are effectively dropped, some people will tell me.
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So they are raising premiums, but
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It's also a cost-benefit issue.
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Some of these insurers are saying, we're just not making enough money here to justify staying in business in this neck of the woods because the claims have just skyrocketed in the last 10, 20 years because of some of these extreme weather events.
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You want to make your home more disaster resilient.
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And you do that mostly on the outside of your home, but there's things on the inside you can do too.
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So if you live in an area that has a lot of wildfires, you want to clear vegetation to make this defensible space around your house.
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Inside the house, you want to install safety devices that use smart technology, leak detection sensors if you're in risk of a flood.
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Even smart thermostats may help you stay insured.
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Make sure your insurance company knows you're doing all these things because not only will they be more likely to keep you around, but you might even get a discount in certain markets.
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It's not so much widely the case anymore getting these discounts, but it may help you stay on the books.
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You can do other things like updating your roof, installing hurricane shutters, and fire-resistant siding can also help you stay insured and be the difference between you getting renewed or not.
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There's a lot of risks because if you don't have home insurance, your home is destroyed by a fire, for example, you could lose your house and everything in it.
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Showing 1001–1020 of 3,082 · page 51 of 155
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