Vivian Tu

Because you're saying that, and I'm thinking about myself back then.

I'm like, okay, I have lots of friends that were broke, just like me.

Just like me at 24, 25, like...

What are we doing?

Yeah, of course, it's normal.

What 22-year-old, 24-year-old has money?

Unless your parents gave it to you, you don't have it.

And I wasn't educated on it.

I didn't go to class that taught me about money or financial literacy.

And so I felt very insecure and just very dumb around money.

And I started just seeking mentors, just people that knew a little bit more than me and started learning from them.

I started reading books.

I started, you know, I Will Teach You To Be Rich, Ramit Sethi's book helped me get out of my college debt.

And I started, okay, let me automate this process instead of paying the bills myself monthly.

Let me like one step at a time, one month, one year at a time.

And then I could look back and see how far I'd grown and what I'd accomplished and the inner peace that I gained from

learning a little bit.

And every year, I feel like I'm constantly leveling up my game plan around money.

And it gives me more peace and freedom internally, which hopefully continues to give me more external peace and freedom financially.

Oh gosh, I'm gonna be rocking and rolling right now because I'm just like, I feel like I'm so much farther ahead before they were born.