Vlad Tenev

But yeah, my impression of it,

Big company, you know, I would go with my parents to work when I was a kid and I just loved that they had the fast internet.

So that's kind of where I figured out how to use the internet and play computer games.

I didn't take a particular interest in what they were actually doing, but I loved being able to like use the internet and use computers at their work.

That was the first time I kind of discovered that stuff.

A lot of the consequential decisions, I think, in Robinhood's history, launching with zero commissions, a big...

criticism or question we would get early on is, well, why not some commission?

How about like $3 or 99 cents?

You know, why does it have to be zero?

Doing the credit card with 3% cash back, that was risky.

Doing crypto as a regulated financial firm.

I mean, that's like, you're going into the fog at that point in 2017.

Crypto was not an accepted asset.

It was dangerous.

Prediction markets recently, big one.

The big criticism we get now is, how is it not sports betting?

Does sports betting belong next to your retirement account?

If I had to sum it up, yeah, I think that in some ways it's gotten easier over time.

I think making some decisions...

And having some proof points that they work out, even if people doubt them, that kind of like builds up my bank of credibility.