Wendy De La Rosa

speaker
106 appearances 1 recordings 1 series first heard Feb 2022 last heard Feb 2022

Wendy De La Rosa’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · How Getting Paid Daily Can Change Your Spending Habits · 16 Feb 2022 podcast
Should I order takeout today or kind of suck it up and cook at home?
Or, you know, it's a friend's birthday.
What type of gift do I give that person?
Or a colleague invited me out for drinks after work.
Do I say no or do I go home?
Do I buy inexpensive pair of sneakers or cheap pair of sneakers?
JR, thanks for having me.
It's a pleasure.
JR, this is such a good question because I get it all the time.
In short, the motivation for this research came from my family.
I had cousins who were part of the gig economy and were really ecstatic about the fact that they were able to get paid every day, sometimes up to five times a day.
And that got my gears turning, thinking about, well, how does it impact their spending behavior?
And the more that I started to research this, the more that I realized that there's been this boom in payroll technology where you have startups like DailyPay and PayActive that have really sort of infused themselves within Fortune 500 companies into
so that hourly workers can now get paid on a daily basis if they wanted to.
And even payroll providers like ADP, our largest payroll provider, now allows all of their clients to pay their employees on a daily basis.
It's really being pushed by these advances because it costs us less to send money around.
We've always had daily laborers.
So this is not a new trend.
We've always had people in the service industry who get a significant portion of their paycheck on a daily basis, whether it's tips, etc.
But really, we're talking about this increase for hourly workers.
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