Wes Rowlands

and then i read it all and it's like oh that's what due diligence looks like but most people don't do it they just they just don't if we're all being honest with ourselves most of us do not do proper due diligence well and there's companies out there that do the due diligence that you can lean on and trust totally well yeah um

So the first framework that I would offer up is putting yourself on a rubric.

We have a scorecard that we give to clients and we say, OK, let's find out where the problem in your wealth building protocol is.

We break it down really simply.

Wealth building is not investing.

Investing is a component of wealth building.

So if we zoom out, it's okay.

Well, how does one actually build wealth?

Number one, make money.

Number two, save money.

Number three, grow money.

That's how you build wealth.

Those are the three macro pieces you need to do.

And then each one of those breaks down into certain subcategories.

So if we look at making money,

Most of the time, that's where the problem is.

From what I've seen, boots on the ground, most of the time, it's like, oh, no, you don't have an investment problem.

You have an earnings problem, and that's okay.

Now, if we've checked that box to your point, the next problem we have is very likely saving.

Very likely.