Wes Rowlands

Okay, now I got to treat this stuff seriously.

And I have to have conviction about my next moves.

This is entirely different.

This is so different than the buddy who shows up on poker and I said, oh, yeah, I invested in XYZ stock and it went up by 80%.

It's like, yeah, you put $25 in the stock.

Congratulations, it went up by 80%.

You know the reason you need to put all of your bank account into that stock is because you did not have conviction on it.

But you like telling the story of the percentage of growth because it's cool to tell stories among buddies and that's fun.

But when you're leading a family or leading a business, it's like, I can't play around with my capital.

I've got to put in things that I have conviction on.

Okay.

That's the decision tree part number one.

Are you going to be a financial leader or are you just going to be a casual kind of player when you want to be?

So I just want to speak to the financial leaders.

Okay, now for the financial leaders, let's decision tree it out even from there.

Are you going to be a primarily...

An owner, a lender, a spender, or a saver.

So again, we're still high level here.

But primarily, that word is important, primarily are going to be an owner, a lender, a spender, or a saver.

You are going to be all four of those most likely.