Wesley Stevenson
speaker
1,470 appearances
54 recordings
1 series
first heard Sep 2010
last heard May 2015
Wesley Stevenson’s voice in public audio — every appearance, attributed to the second.
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Appearances
There are obvious problems applying averages to an individual.
But putting that to one side for now, Paul Sweeting's actuarial tables suggest that as a 34-year-old, I should expect to live to 86.
That's another 52 years.
And it's interesting to see how much my life expectancy has improved since I was born.
In fact, Professor Sweeting thinks I've done pretty well to get this far.
When you say the hardest things, the mortality curve?
I mean, am I lucky to be here?
Yes.
One extra year of life expectancy for the people in your pension scheme adds, on average, 3% to your liabilities.
Pension schemes are trying to get better at calculating life expectancy.
In fact, they have to.
The pensions regulator now requires companies to make realistic assumptions about it.
So they'll be getting into the detail, where you live, how much you exercise, your income, your health, and most importantly, whether you smoke or not.
Now, the best I could find from my BBC pension scheme was that its members are expected to live on average to 90, which is not too bad.
But I needed an answer that was tailored to me, so I called Professor James Walpole, director of the Max Planck Institute for Demographic Research in Germany.
He's got his own model for working this out.
And what about the mode?
When do the most people die?
So the short answer to how long I'll live is 77 if you take my period life expectancy at birth, 86 if you take my cohort life expectancy now, 90 if my pension scheme is to be believed, or 100 if you take Professor Valpal's word for it.
And at the beginning, you mentioned 1,000.
Showing 1441–1460 of 1,470 · page 73 of 74
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