Willem Ave

You want to take technology that's usually locked to just the very large corporations, the Wall Streets, et cetera, and bring them down to Main Street, right?

And I think if you do that successively...

and make that technology accessible you can actually help society like you can make things better right you can get neighborhoods vibrant again right you can you can help these sellers because you know a lot of these a lot of these small businesses fail unfortunately right and it's because it's hard to run a business and i think if you can apply technology effectively uh you can run a better business um and you can kind of revitalize a lot of the main streets across across the world

I would think in broad strokes, yes.

I think the unique part about Square is that because we build and design all of our own hardware, kind of from the chip up, that we can provide, I would say, better end-to-end experiences than competitors that may be starting in other areas.

And at the end of the day, for the majority of brick-and-mortar businesses, the point of sale is the

is the artery, so to speak.

Like quick serve restaurants, retail restaurants, even a lot of services that need this help make a sale.

It's important to think that if you do the core things that a business really needs done super well, then I think it gives you the ability

And the believability that you can build additional products.

And then one of the unique things about Square and then Block is that we've also been able to build other business units like Cash App and kind of other complete ecosystems, which is pretty interesting.

You know, while I think about competitors, I don't obsess over competitors.

I think it's better to obsess over customers.

But one of the unique things about Square is that we can serve effectively almost any type of seller.

Retail, food and bev, health and beauty, services, etc.

And the reason why that's...

I think really interesting is that when you think about our competitive set, yes, like, you know, for Food & Bev at the large end of the market and quick serve and full serve restaurants, it's Toast, it's Q, it's a couple other folks.

In retail, it's like Lightspeed and Shopify.

Health and Beauty, there's a bunch of scheduling products out there.

Services, you know, mainly Intuit, QuickBooks, Service Titan, et cetera.