Yamini Sagar
speaker
130 appearances
1 recordings
1 series
first heard Feb 2025
last heard Feb 2025
Yamini Sagar’s voice in public audio — every appearance, attributed to the second.
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Appearances
I understand the value of financial independence and of every dollar and want to give that back to all the hardworking people in the world, right?
So after two decades of experience in this space, I felt I had my calling to build Instagram as there's no greater joy than strengthening communities financially at scale.
Yes, this is the space that I live and breathe in.
So cross-border markets is massive, and it is growing rapidly.
So the total volume today exceeds $190 trillion globally, and it's growing at a rate of 13.6 growth rate.
The top corridors where the money are being sent is Latin America, mainly Mexico.
And then there are other countries like India, China, the Philippines and Africa.
And I feel like the use cases, right, they can be broken down into three main categories and categories.
If someone is in the payment space, they will understand when we say business payments, it means B2B and B2C payments.
And these are mainly for paying international employees, suppliers, contractors, vendors.
And this is the largest segment by volume.
particularly with today's global supply chains and workforce.
And the second biggest category is personal remittances, or we say P2P payments or C2C payments that account for roughly 830 billion annually.
And this is a very important category as a big portion for many countries' entire GDP.
depends on these migrant workers sending money back to support their family.
And the third category is the C2B, which could be e-commerce, healthcare payments, education, and more.
So this is how I break down into these three main categories, all the use cases that exist in it.
Yes, so like traditionally, as I mentioned in my intro, international wire payments have been painful for everyone involved.
It is like sending money through your bank.
where the payment bounces through a maze of three to five correspondent banks before it reaches the recipient and the destination.
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