Yui Vo

So wires flat fees as well.

Um, no, no, no interchangeable wires.

Like we try to be really, really friendly with, um, with, uh, with, with startups.

Um, I don't remember that number off the top.

Okay.

Um, so, uh, interchange off of card spend is, is bibs.

Everything else is structured as a, as a flat fee.

I think that depends on the use case.

Commercial is very different than personal and credit is very different than debit.

So I think what we look at is we look at a per customer usage and then we try to figure out what makes sense because we want to ultimately help our clients be successful.

So a lot of that is looking around their use cases and figuring out the bips you make when you go to a restaurant is very different than the bips you make when you're shopping at a grocery store.

There are certain requirements if you're going to do a signature bin versus a non-signature bin.

And then obviously commercial and personal are two very different bin types.

Secure versus debit are two very different bin types.

So it really, really does depend on our clients' use cases.

I mean, in terms of like flat fees or in terms of like, because obviously-

Right.

So what they pay us also, if they're doing more ACH volumes, they're going to pay us more.

Um, yeah, I think, I think it's probably safe to say one to five K is probably the right, the right number.

What we actually want to move more towards is to enable organizations that don't have engineering teams, that don't have compliance teams, that don't have servicing teams to be able to launch a financial product.