The outlook for tech-forward community banking
04 Dec 2025
Contributed by Lukas
Jon Sisk and Matt Lujano's banks couldn't be more different at first appearance — Sisk is a top ex...
The Erie Canal at 200
07 Nov 2025
Contributed by Lukas
The Erie Canal — one of the biggest milestones of American history — celebrated the bicentennia...
Intelligent Origination: Reinventing Lending with AI
28 Oct 2025
Contributed by Lukas
Blend's Intelligent Origination — an AI-powered orchestration layer embedded in Blend's platform t...
Why branches are top priority for PNC
23 Oct 2025
Contributed by Lukas
PNC Bank is the nation's eighth-largest bank by assets and the sixth-largest by deposits, but it ran...
From tractors to drones, how farming tech affects ag lending
16 Oct 2025
Contributed by Lukas
With equipment repair costs up 40% over the past few years, how farmers deploy expensive agricultura...
Bigger data boosts financial inclusion at Synchrony
09 Oct 2025
Contributed by Lukas
AI and the future of BSA risk management
02 Oct 2025
Contributed by Lukas
Banks have been using natural language processing and machine learning applications for years in man...
The real difference between stablecoins and tokenized deposits
25 Sep 2025
Contributed by Lukas
In the wake of the summer's Genius Act, many banks and nonbanks have announced new stablecoin initia...
The 'capacity crisis' in leadership today
18 Sep 2025
Contributed by Lukas
Princess Castleberry began her career in risk management in financial services, and the biggest risk...
AI, third-party risk and the future of partner banking
11 Sep 2025
Contributed by Lukas
The rapid evolution of the financial services marketplace means the market for banking as a service ...
Demographic trends shaping the U.S. banking outlook
30 Jul 2025
Contributed by Lukas
The U.S. is experiencing a massive demographic shift driven by the aging Baby Boom generation, dec...
How institutional banking helps build one regional bank's strategy
25 Jul 2025
Contributed by Lukas
Alongside the commercial and consumer markets, institutional banking is one of three strategic pilla...
The future of careers in risk and compliance
21 Jul 2025
Contributed by Lukas
What does the future hold for bank risk and compliance professionals? On the latest episode of the A...
Breaking down the bank-related provisions in the big budget bill
10 Jul 2025
Contributed by Lukas
Following the enactment of the One Big Beautiful Bill Act, hear from ABA experts on how key ABA-su...
Inside ABA's new Treasury Check Verification System API
26 Jun 2025
Contributed by Lukas
ABA's new online platform to provide members with free access to the Treasury Check Verification Sys...
Staying close to clients amid tariff-driven volatility
18 Jun 2025
Contributed by Lukas
Amid tariff-related volatility, how are small and midsize businesses and the banks that serve them f...
Old National's Jim Ryan on the things that really matter
12 Jun 2025
Contributed by Lukas
Jim Ryan has led Old National Bank through a massive wave of growth — through major mergers and or...
What bankers need to know about 'First Amendment audits'
05 Jun 2025
Contributed by Lukas
So-called "First Amendment auditors" have long filmed themselves trying to provoke police and other ...
Accelerating banking for quick-service restaurants
08 May 2025
Contributed by Lukas
As independently owned and operated small businesses, fast-food restaurant franchisees have unique b...
How a Georgia community bank supports government-guaranteed lending nationwide
01 May 2025
Contributed by Lukas
Government-guaranteed lending requires special expertise and back-office functionality that grows in...
Quantum computing's shakeup in payments, cybersecurity
24 Apr 2025
Contributed by Lukas
Quantum computing is an entirely new way of processing information, and it has the power to solve ...
Why the Fed paying interest on reserves matters
17 Apr 2025
Contributed by Lukas
The payment by the Federal Reserve of interest on bank reserves may sound like an abstruse matter of...
Travis Hill on the regulatory agenda at the FDIC
10 Apr 2025
Contributed by Lukas
ABA's Washington Summit just wrapped up, and this episode — sponsored by Intrafi's Banking with I...
Play ball! Financial education home runs
03 Apr 2025
Contributed by Lukas
April is Financial Literacy Month, a time when bankers think creatively about how to engage young pe...
Breaking down the executive order on Treasury checks
27 Mar 2025
Contributed by Lukas
In the wake of this week's significant executive order directing the Treasury to eliminate the use...
What's next for stablecoin policy and tech
20 Mar 2025
Contributed by Lukas
Legislators and regulators are strongly focused on policy related to payment stablecoins, most recen...
How mail theft fuels the check-fraud boom
13 Mar 2025
Contributed by Lukas
The big story of check fraud is not only its vast cost to the country and to individual victims, but...
The pinnacle of American politics: The life and career of Charles Dawes, part 2
06 Mar 2025
Contributed by Lukas
A century ago, in March 1925, Charles G. Dawes was sworn in as vice president of the United States. ...
The rise of a celebrated American banker: The life and career of Charles Dawes, part 1
27 Feb 2025
Contributed by Lukas
A century ago, in March 1925, Charles G. Dawes was sworn in as vice president of the United States. ...
Bowling 300 on bank policy advocacy
20 Feb 2025
Contributed by Lukas
In rural southeastern New Mexico, bank CEO and varsity bowling coach Ken Clayton often takes his tea...
How having joint accounts improves couples' relationships
13 Feb 2025
Contributed by Lukas
A recent article in the New York Times — "Love and Money: Why Sharing Accounts Is Good for Your Re...
The real story on CRE risk management
11 Feb 2025
Contributed by Lukas
On the latest episode of the ABA Banking Journal Podcast — presented by R&T Deposit Solutions —...
One community bank's fight against a mass text scam
16 Jan 2025
Contributed by Lukas
Today's episode features a crossover from ABA's brand new podcast series: ABA Fraudcast: Cyber and F...
How boards can position their banks to navigate change
08 Jan 2025
Contributed by Lukas
From AI and crypto to complex regulatory challenges and increasingly diverse markets, bank executive...
The behavioral psychology of the Christmas savings club
20 Dec 2024
Contributed by Lukas
In this holiday bonus episode — sponsored by TransUnion — host Evan Sparks digs into the Bank...
Making the feeling 'mutual' for a new generation of bank customers
18 Dec 2024
Contributed by Lukas
"Well, your money's in Joe's house, that's right next to yours. And in the Kennedy House, and Mrs....
Opportunities in the Congressional Review Act, the 'other CRA'
12 Dec 2024
Contributed by Lukas
The rarely used Congressional Review Act provides an opportunity for Congress and the president to o...
What you need to know about beneficial ownership and customer due diligence in 2025
04 Dec 2024
Contributed by Lukas
Saved by the bell? Millions of American businesses faced a January 1 deadline to register their bene...
Memory, nostalgia and the power of sonic branding
25 Nov 2024
Contributed by Lukas
Advertising jingles: corny or clever? "Imagine the repetition over years in a community that hears i...
Why middle market businesses are growing more optimistic
20 Nov 2024
Contributed by Lukas
Middle market businesses don't get the attention of the Fortune 500 or the love that small businesse...
Tax reform comes into focus for 2025
14 Nov 2024
Contributed by Lukas
The Republican sweep of the presidency and Congress, with extremely narrow control of the House, set...
Strategies to help America's agricultural producers
07 Nov 2024
Contributed by Lukas
With commodity prices falling and producer expenses rising, it's a difficult moment for America's ag...
Rebuilding 'the great Virginia regional bank'
29 Oct 2024
Contributed by Lukas
John Asbury didn't need a new job in 2016, but when he saw an opportunity build something lost in th...
Breaking down crypto investment scams
23 Oct 2024
Contributed by Lukas
Crypto investment scams cost Americans billions of dollars. The scammers start small with confidence...
Laser-focused on the customer experience
17 Oct 2024
Contributed by Lukas
How do community banks balance the need for cutting-edge technology and the human touch? On the late...
A place for regional banks: How BOK Financial finds and fills local needs
09 Oct 2024
Contributed by Lukas
As president and CEO of $50 billion-plus BOK Financial, Stacy Kymes spends time thinking about the r...
How a Latin American banking franchise is growing in South Florida
03 Oct 2024
Contributed by Lukas
Miami is often described as the northernmost city in Latin America, or sometimes as Latin America's ...
When going through a core conversion pays off
25 Sep 2024
Contributed by Lukas
Most bankers dread the thought of a core conversion, but once that decision is made, the process can...
'At the end of the day, it's all about financial empowerment'
18 Sep 2024
Contributed by Lukas
As chief corporate responsibility officer for Webster Bank, Marissa Weidner works across the bank's ...
More tools to tackle check fraud
12 Sep 2024
Contributed by Lukas
Fraud is front and center for America's banks, and on the latest episode of the ABA Banking Journal ...
A Canadian bank's versatile business model
04 Sep 2024
Contributed by Lukas
Earlier this week, VersaBank closed on its purchase of Stearns Bank Holdingford N.A., giving the C...
Are credit unions overspending on marketing?
26 Jul 2024
Contributed by Lukas
Consumers everywhere see and hear credit union marketing campaigns, from PenFed's ubiquitous jingle...
M&A outlook with Paul Davis
18 Jul 2024
Contributed by Lukas
At the midpoint of the year, what's the M&A outlook like for community banks? On the latest episode ...
Understanding how monetary policy shapes SOFR
11 Jul 2024
Contributed by Lukas
On this episode of the ABA Banking Journal Podcast, ABA economist Jeff Huther discusses recent dynam...
Banking and the American founding era
02 Jul 2024
Contributed by Lukas
To mark Independence Day this week, this classic replay episode of the ABA Banking Journal explores ...
What the C-suite needs to know about redlining enforcement
27 Jun 2024
Contributed by Lukas
"We're seeing banks that have never been scrutinized before for redlining and being told that they h...
A bank CEO's front-seat view of risk, survival and recovery
21 Jun 2024
Contributed by Lukas
Brent Beardall thinks bankers need to be more comfortable with risk. "We're not out there taking cra...
Building successful careers in bank risk and compliance (part 2)
14 Jun 2024
Contributed by Lukas
"I need people who understand technology and the business more than I need people who understand com...
Building successful careers in bank risk and compliance (part 1)
12 Jun 2024
Contributed by Lukas
In a time of heightened regulatory risk and business challenges, "that's where the risk professional...
Pathward's road to innovation in financial inclusion
06 Jun 2024
Contributed by Lukas
On the latest episode of the ABA Banking Journal Podcast — sponsored by Biz2X — Anthony Sharet...
Maximizing business, client value from SBA loan programs
10 May 2024
Contributed by Lukas
What's new with Small Business Administration lending this year, and how can bankers maximize the va...
Is it time to kill the paper check?
03 May 2024
Contributed by Lukas
Checks have become so marginal that the Federal Reserve's Survey of Consumer Payment Choice relegate...
How a Georgia community bank engaged employees at 3X the national rate
18 Apr 2024
Contributed by Lukas
According to newly released Gallup figures, just 30 percent of American workers are engaged in thei...
Tackling big goals for Financial Literacy Month
12 Apr 2024
Contributed by Lukas
For Financial Literacy Month in April, the ABA Banking Journal Podcast — presented by R&T Deposit...
The CEO view from Main Street
05 Apr 2024
Contributed by Lukas
What's the CEO-eye view on the U.S. economy, business conditions and the regulatory environment for ...
The Points Guy on why credit card rewards matter
26 Mar 2024
Contributed by Lukas
"These rewards are more than just Amex, Chase, Citi," says Brian Kelly, founder of the popular trave...
Understanding the emerging bank M&A policy landscape
22 Mar 2024
Contributed by Lukas
The banking agencies and the Justice Department are shifting how they assess and review bank mergers...
An NFL-player-turned-banker helping today's student athletes
15 Mar 2024
Contributed by Lukas
Forget Tom Brady: Most professional athletes don't play well into their 40s. "You play football for ...
'Building the organization around exceptional talent'
08 Mar 2024
Contributed by Lukas
First Horizon Bank, a regional bank based in Memphis, Tennessee, offers some eye-catching numbers on...
The commercial real estate state of play
02 Mar 2024
Contributed by Lukas
On the latest episode of the ABA Banking Journal Podcast — presented by Alkami — ABA's Dan Bro...
How the 'apolitical' Fed moves during presidential elections
23 Feb 2024
Contributed by Lukas
If the past has any predictive power, rate-watchers may want to discount the chance of significant r...
How flexible is your core? A new tool to help assess
16 Feb 2024
Contributed by Lukas
"We're really focused on increasing competition and innovation in the core provider landscape," says...
Reducing the friction in banking
09 Feb 2024
Contributed by Lukas
Sometimes there are good reasons for friction in the banking experience: to stop fraud, to comply wi...
Getting the GSEs' transition to new credit scores right
31 Jan 2024
Contributed by Lukas
The multiyear effort to change the credit scoring models required by Fannie Mae and Freddie Mac co...
MDI status helps a mutual bank supercharge its strategy
22 Jan 2024
Contributed by Lukas
Late in 2023, Warsaw Federal — a $71 million mutual savings and loan in Cincinnati — was officia...
How Esquire Bank reaches an audience that thinks it doesn't need to be convinced
12 Jan 2024
Contributed by Lukas
Last week, the ABA Banking Journal Podcast featured the CEO of Esquire Bank, a nationwide bank with...
How Esquire Bank carved out a profitable niche serving law firms
05 Jan 2024
Contributed by Lukas
Esquire Bank has found a strategy that turns the typical ratio of business client loans to deposits ...
What the OCC's latest report may reveal about 2024 priorities
17 Dec 2023
Contributed by Lukas
On the final ABA Banking Journal Podcast episode of 2023 — sponsored by R&T Deposit Solutions —...
The bank policy outlook for 2024
08 Dec 2023
Contributed by Lukas
From the Basel III endgame to Regulation II to new Community Reinvestment Act and Section 1071, 2023...
How wealth managers can help families navigate difficult transitions
01 Dec 2023
Contributed by Lukas
For high-net-worth clients, generational transitions can be fraught moments — implicating business...
Do joint bank accounts improve couples' relationships?
17 Nov 2023
Contributed by Lukas
For new couples, does the decision of how to organize their finances — separate accounts, a joint ...
Bespoke banking for family-owned businesses
10 Nov 2023
Contributed by Lukas
Family-owned businesses — especially those crossing the mark of $10 million in annual revenue — ...
Building trust by bringing the bank into the workplace
03 Nov 2023
Contributed by Lukas
"When we're able to take banking to them, at a place where they already have trust with their employ...
Digging into the CFPB's Section 1033 data-sharing proposal
30 Oct 2023
Contributed by Lukas
"Banks have long supported consumers accessing their own data, but believe it should be done in a sa...
How fiscal stimulus counters rate hikes and props up capital investment
20 Oct 2023
Contributed by Lukas
"Capital investment has surprised a great bit of our economy and the business community," says TD Ba...
Why middle market businesses remain optimistic
13 Oct 2023
Contributed by Lukas
"Often, economic change occurs at this level of the economy," says Umpqua Bank EVP Richard Cabrera a...
Why corporate clients are pushing for more instant payment capabilities
06 Oct 2023
Contributed by Lukas
Corporate CFOs and finance leaders are "best leading indicators." says Stephen Philipson, head of gl...
#BanksNeverAskThat goes bilingual for 2023
29 Sep 2023
Contributed by Lukas
The latest incarnation of ABA's award-winning #BanksNeverAskThat anti-phishing campaign returns fo...
Credit card rewards are for all people
22 Sep 2023
Contributed by Lukas
With the availability of credit card rewards at stake under the Durbin-Marshall credit card bill, b...
How employee resource groups support banks' DEI strategies
15 Sep 2023
Contributed by Lukas
Employee resource groups have become an important part of diversity, equity and inclusion strategies...
Accelerating bank innovation in the months ahead
08 Sep 2023
Contributed by Lukas
There's a lot going on in the innovation space in banking. On the season seven premiere of the ABA B...
New tools for arresting rising tide of check fraud
03 Aug 2023
Contributed by Lukas
Check fraud continues to be a growing problem for banks of all sizes — and it's not going away a...
The mainstreaming of health savings accounts
26 Jul 2023
Contributed by Lukas
Nearly 72 million Americans were covered by health savings accounts at the end of 2022, an increase ...
Maximizing the value of bank-university partnerships
19 Jul 2023
Contributed by Lukas
Bank partnerships with colleges and universities hold promise to help banks tackle human resources c...
Banking-as-a-service business models under pressure?
29 Jun 2023
Contributed by Lukas
In today's environment of elevated interest rates and a tech sector market correction, how is the ba...
Perspectives from two bank risk and compliance leaders
14 Jun 2023
Contributed by Lukas
The latest episode of the ABA Banking Journal Podcast — presented by Intrafi — features the wi...
The anatomy of a community bank ransomware attack
18 May 2023
Contributed by Lukas
The cover story of the latest issue of the ABA Banking Journal features an unprecedentedly transpa...
Analyzing first-quarter earnings and 2023 annual meetings
12 May 2023
Contributed by Lukas
First quarter earnings reports are done, and bank shareholder meetings are currently going on — an...
A deep dive into the Section 1071 final rule
04 May 2023
Contributed by Lukas
The CFPB's final rule implementing Section 1071 of the Dodd-Frank Act represents major change to how...
Counting down to the FedNow launch
28 Apr 2023
Contributed by Lukas
After years of being "FedSoon," the Federal Reserve's instant payment network FedNow is preparing to...