#104: In this episode, Chris covers all things insurance. He explains the process he went through to reduce the cost of his insurance policies as much as possible while still maintaining adequate coverage from a reputable carrier. He discusses auto, home, renters, umbrella, personal articles, life, disability, pet, and travel insurance. Chris also talks about the policies he has been concentrating on lately, and shares resources to help listeners save money. Full show notes: https://allthehacks.com/insurance-hacks Partner Deals MasterClass: Learn from the world's best with 15% off Pacaso: Free early access to listings and $2,500+ in closing credits DeleteMe: 20% off removing your personal info from the web Kubera: 14 day trial of the world's most modern wealth tracker for $1 Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks Episodes: #66 Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks #35 Stacking Benjamins and Modern Money Management #98 Buy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want Newsletters: Hidden Credit Card Benefits Insurance Hacks Part 1 (Home/Auto/Liability/Pet) Insurance Hacks Part 2 (Life, Disability and Travel) "Better" Insurers: USAA | Safeco | Amica | Travelers (discount for PenFed members) Premium Insurers: Pure | Chubb | Cincinnati | AIG | Nationwide Private Client | The Hartford Other Carriers Mentioned: NJM | Auto-Owners | Erie Insurance | Country Financial Products: Ring | Alarm Smoke and CO Listener | Alarm Flood & Freeze Sensor | Nest Protect smoke and CO alarm Articles on Term Life: The White Coat Investor | NerdWallet Laddering Life Insurance: Policygenius Article Term Life Companies: Fabric by Gerber Life | Term4Sale.com Disability Insurance: Guardian | MassMutual | Social Security Disability Insurance Travel Insurance: Trawick | Covac Global | WorldNomads Full Show Notes (02:21) Shop for Insurance to Save Money (03:42) You Get What You Pay For: Understand Your Coverage (05:07) Auto Insurance (05:46) Liability (06:51) Comprehensive Coverage (07:03) Collision (07:31) Medical Payments (07:48) Adequate Auto Insurance Coverage (10:42) Insurance Rates (13:23) Tracking Mileage (14:32) Other Ways to Save on Auto Insurance (16:14) Rideshare, Rental Car, & Tow Coverage (17:22) Car Replacement Assistance (18:18) Coverage on Repairs and Replacements (19:15) Differences Between Carriers (20:22) Non-Owner Liability Policy (24:00) Homeowners Insurance (24:35) Renters Insurance (24:58) Coverage Lettered Labels (26:35) Extended Reconstruction Coverage (28:56) High-Value Carriers (30:01) Loss of Use Coverage (31:12) Extra Policies to Consider (32:33) Ways to Save on Homeowners Insurance (35:34) Comparison Shopping Hacks (37:41) High-Value Items (38:20) Additional Liability Coverage (43:34) Deciding & Evaluating Carriers (48:29) Bundling (52:42) Life Insurance (57:50) Pet Insurance (59:59) Disability Insurance (1:02:51) Travel Insurance (1:05:40) Final Insurance Tips Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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