In episode 234 of America Adapts, host Doug Parsons explores the fast-changing world of climate risk and insurance—where escalating hazards are driving rapid changes in how we safeguard homes, businesses, and entire communities. This episode brings together an unprecedented mix of guests: policy experts advancing insurance reform, senior executives from leading insurance companies, a Miami real estate agent navigating the front lines of a shifting market, and innovators using big data and advanced technology to transform how risk is measured and managed. Across these conversations, listeners will hear how reinsurance strategies are evolving, how fintech is creating new tools to stabilize premiums, how local resilience projects are shaping insurability, and how industry leaders are adapting to intensifying climate threats. Together, these voices provide a rare, comprehensive look at the diverse forces reshaping an industry on the front lines of climate adaptation—offering insights every community will need in the years ahead. This episode was generously sponsored by the CO2 Foundation. Experts in this Episode: Dr. Carolyn Kousky – Founder Insurance for Good – Interview transcript Anna Sherrill - real estate agent and vice president of sales at One Sotheby's International reality – Interview transcript Stephanie Race - CEO of Earth Analytics Group – Interview transcript Charlie Sidoti - Executive Director of InnSure – Interview transcript Laurna Castillo - senior vice president with CSAA Insurance Group – Interview transcript Abby Ross - Founder and CEO of The Resiliency Company – Interview transcript Stephen Weinstein - CEO of Mangrove Property Insurance – Interview transcript Dylan Dimarchi - co founder of Eventual – Interview transcript Moira Birss - fellow at the climate and community institute – Interview transcript Frances Bouchard - Managing Director of Climate at Marsh McLennan – Interview transcript To learn more about the CO2 Foundation and the project they fund, visit their web site here. Check out the America Adapts Media Kit here! Subscribe to the America Adapts newsletter here. Donate to America Adapts Listen to America Adapts on your favorite app here! Facebook, Linkedin and Twitter: https://www.facebook.com/americaadapts/ @usaadapts https://www.linkedin.com/in/doug-parsons-america-adapts/ Bluesky: https://bsky.app/profile/americaadapts.bsky.social Links in this episode: https://co2foundation.org/about/ https://mangrove-fl.com/ https://resiliency.com/ https://eventualclimate.com/#faq The Epicenter (mentioned by Abby Ross): https://www.epicenterinsights.com/ https://www.earthanalyticsgroup.com/about https://resiliency.com/ https://climateandcommunity.org/bio/moira-birss/ Doug Parsons and Speaking Opportunities: If you are interested in having Doug speak at corporate and conference events, sharing his unique, expert perspective on adaptation in an entertaining and informative way, more information can be found here! Facebook, Linkedin and Twitter: https://www.facebook.com/americaadapts/ @usaadapts https://www.linkedin.com/in/doug-parsons-america-adapts/ Donate to America Adapts Follow on Apple Podcasts Follow on Android Now on Spotify! List of Previous Guests on America Adapts Follow/listen to podcast on Apple Podcasts. Donate to America Adapts, we are now a tax deductible charitable organization! The 10 Best Sustainability Podcasts for Environmental Business Leadershttps://us.anteagroup.com/news-events/blog/10-best-sustainability-podcasts-environmental-business-leaders Join the climate change adaptation movement by supporting America Adapts! Please consider supporting this podcast by donating through America Adapts fiscal sponsor, the Social Good Fund. All donations are now tax deductible! For more information on this podcast, visit the website at http://www.americaadapts.org and don't forget to subscribe to this podcast on Apple Podcasts. Podcast Music produce by Richard Haitz Productions Write a review on Apple Podcasts ! America Adapts on Facebook! Join the America Adapts Facebook Community Group. Check us out, we're also on YouTube! Subscribe to America Adapts on Apple Podcasts Doug can be contacted at americaadapts @ g mail . com

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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