In episode 116 of America Adapts, Doug Parsons hosts frequent pod guest Dr. Jesse Keenan of Tulane University. Jesse discusses his new research paper on how sea level rise will impact the viability of the 30 year home mortgage, the foundation of much of the home ownership in the United States. We also discuss how local banks are being more aggressive in avoiding risky coastal loans; Jesse's new faculty position at Tulane University; what is 'underwaterwriting' and much more! Topics covered: Will climate change hasten the demise of the 30 year mortgage loan in coastal areas? What is "underwaterwriting" in terms of real estate. Jesse talks about his new paper that looks at these Are coastal homebuyers more sophisticated than we give them credit for? Jesse talks about his move from Harvard to Tulane University in New Orleans. The role of local banks in making less risky loans in coastal areas. How mortgage finance will evolve in response to climate impacts in coastal areas, flood zones and from wildfire prone areas. Why the federal government will still continue to bail out risky home mortgages unless there is reform in Fannie Mae and Freddy Mac loan institutions. Donate to America Adapts Listen to America Adapts on your favorite app here! Sign up to be a guest on Cimpatico Studios! Check out what Cimpatico is all about! https://www.cimpatico.com/about https://cimpatico.com/dougparsons Doug Parsons and Speaking Opportunities: If you are interested in having Doug speak at corporate and conference events, sharing his unique, expert perspective on adaptation in an entertaining and informative way, more information can be found here! Now on Spotify! List of Previous Guests on America Adapts Subscribe/listen to podcast on Apple Podcasts. Donate to America Adapts, we are now a tax deductible charitable organization! Facebook and Twitter: @usaadapts https://www.facebook.com/americaadapts/timeline www.americaadapts.org @Jesse_M_Keenan Links in this episode: Request for comment for Fifth National Climate Assessment https://www.federalregister.gov/documents/2020/07/10/2020-14904/request-for-comment-on-the-draft-prospectus-of-the-fifth-national-climate-assessment https://www.nytimes.com/2020/06/19/climate/climate-seas-30-year-mortgage.html https://architecture.tulane.edu/content/jesse-m-keenan Lyceum Educational Podcastshttps://www.lyceum.fm/about America Adapts was published in the Federal Reserve Newsletter! Federal Reserve Bank of San Francisco Strategies to Address Climate Change Risk in Low- and Moderate-income Communities - Volume 14, Issue 1 https://www.frbsf.org/community-development/publications/community-development-investment-review/2019/october/strategies-to-address-climate-change-low-moderate-income-communities/ Article on using podcasts in the Classroom: https://naaee.org/eepro/blog/are-you-using-podcast-your-classroom-you Subscribe to America Adapts on Apple Podcasts https://itunes.apple.com/us/podcast/america-adapts-climate-change/id1133023095?mt=2 Listen here. On Google Podcast here. Please share on Facebook! Podcasts in the Classroom – Discussion guides now available for the latest episode of America Adapts. These guides can be used by educators at all levels. Check them out here! The best climate change podcasts on The Climate Advisor http://theclimateadvisor.com/the-best-climate-change-podcasts/ 7 podcasts to learn more about climate change and how to fight it https://kinder.world/articles/you/7-podcasts-to-learn-more-about-climate-change-and-how-to-fight-it-19813 Directions on how to listen to America Adapts on Amazon Alexa https://youtu.be/949R8CRpUYU America Adapts also has its own app for your listening pleasure! Just visit the App store on Apple or Google Podcast on Android and search "America Adapts." Join the climate change adaptation movement by supporting America Adapts! Please consider supporting this podcast by donating through America Adapts fiscal sponsor, the Social Good Fund. All donations are now tax deductible! For more information on this podcast, visit the website at http://www.americaadapts.org and don't forget to subscribe to this podcast on Apple Podcasts. Podcast Music produce by Richard Haitz Productions Write a review on Apple Podcasts! America Adapts on Facebook! Join the America Adapts Facebook Community Group. Check us out, we're also on YouTube! Producer Dan Ackerstein Subscribe to America Adapts on Apple Podcasts Doug can be contacted at americaadapts @ g mail . com

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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