In this Q&A episode, Dave and Hayden unpack three listener questions:Should you hold or sell employee share scheme stock?Are LICs still a smart choice, or have ETFs taken over?How mental accounting tricks us into bad money decisions.Timecodes:(00:00) Intro(02:30) Employee Share Schemes(07:06) Tax & Concentration Risk(09:37) The “Would You Invest Cash?” Test(13:09) FOMO & Mental Accounting(18:10) LICs vs ETFs(34:07) Mental Accounting & Debt Recycling(42:40) Everyday Money Mind Games(48:27) Hayden’s Investing Slip-Up(54:48) Wrap-UpFI Case Study Request FormPearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobookDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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