Top Personal Finance Apps For 2020
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What personal finance apps are discussed in this episode?
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Please remember that all of the information in this podcast episode is limited to general information only. That means the information is not specific to you, your needs, goals or objectives, so you should seek the advice of a licensed and trusted financial professional before acting on the information. And before you acquire or apply for a financial product, please read the PDS or Product Disclosure Statement which should be available on the issuer's website. Lastly, please keep in mind that past performance is not indicative of future performance. Kate, welcome to this episode of the Australian Finance Podcast.
It's good to be back, Owen. And we are talking about something that we get a lot of questions about today, which is personal finance apps. What ones are out there for Australians and some of the ones that maybe we've tried ourselves or we've had good feedback from from listeners before?
Yeah. And it's one of those things. I think we covered in like an early question and answer session. And then we took the episode offline. And then I think people were like, oh, where'd it go? And now we thought, well, hey, we'll bring it back. And we've got a heap of cool stuff here. Just a quick note on this. We did not get referral fees or anything from any one of these different apps or services. So they're definitely not recommendations or endorsements. We're just sharing with you some cool stuff that we use or that we know friends of ours use and find really useful. I think, Kate, you've got about 10 accounts, maybe 20 with some of these. I do the legwork. So Kate knows all about it. But she's also, Kate's also bucketed each of the apps for us.
So we've got record keeping, budgeting, this kind of miscellaneous category, which sounds kind of spicy. And we've got investing, making money, sounds fun, and rewards slash discounts. So why don't we jump off with probably the boring one, but probably the important one, Kate. I know you love keeping records.
Yeah. So as mentioned in the past, I am atrocious when it comes to tax time. I have still put off doing my taxes for the last financial year because it's just a mess I don't want to deal with. But if I had used the ATO record-keeping app, maybe I wouldn't be in the same problem as I am now. So I think, Owen, you mentioned that in the previous episode we did about some tips for tax time, but it's just an app created by the Australian Tax Association Office and you can just scan your receipts as you go and keep records during the year and then you can link it just straight to your MyGov account, I believe, and have everything inputted straight into your tax return.
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