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Banking Without Borders

Are Multi-Currency Accounts Worth It? (And Which Should You Choose)

27 Oct 2025

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Not all multi-currency accounts deliver on their promise of borderless banking. Jonny and Jan dig into what these accounts really do, and which ones are genuinely worth using in 2025.They unpack the pros, cons, and hidden catches of Wise, Revolut, Trading 212, Bunq, HSBC Global Money, and NatWest, exploring who each account suits, what makes Wise the current gold standard, and when a simple travel card might actually be the smarter move.What to expectWhy most people don’t need to pre-convert currenciesThe truth behind “mid-market” and “weekend markup” feesWhich accounts actually pay interest on foreign cashHow to choose between Wise, Revolut, and Trading 212Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ Jonny: http://www.linkedin.com/in/jonny-pease Got a question or topic you want us to cover? Drop us a message at [email protected]

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