Banking Without Borders
Episodes
Has Trading 212 Built a Better Card Than Revolut?
18 Mar 2026
Contributed by Lukas
In this episode of Banking Without Borders we compare Trading 212 and Revolut through the lens of card spending, rewards and travel.What may surprise ...
Revolut Finally Gets Its UK Banking Licence: What Changes Now?
11 Mar 2026
Contributed by Lukas
In this episode of Banking Without Borders we break down Revolut finally securing its full UK banking licence after a process that began back in 2021....
Best UK Premier Bank Accounts Ranked (NatWest vs HSBC vs Barclays vs Lloyds)
11 Mar 2026
Contributed by Lukas
In this episode of Banking Without Borders we compare the UK’s major Premier or “status” bank accounts from the big four high street banks: NatW...
Up To 7.5% On Savings! UK Rates Update – Best Cash ISAs, Easy Access & More (March '26) 2026)
06 Mar 2026
Contributed by Lukas
In this episode of Banking Without Borders, we break down the best savings accounts in the UK right now and where savers can earn the highest interest...
Best & Worst Premium Bank Accounts for Insurance in the UK (2026)
27 Feb 2026
Contributed by Lukas
In this episode of Banking Without Borders, I break down the UK’s most popular premium packaged bank accounts and ask one simple question: which one...
Is Klarna Max a Real Alternative to Revolut Ultra?
20 Feb 2026
Contributed by Lukas
Revolut Ultra (£660/year) and Klarna Max (£540/year) both promise lounge access, travel insurance, points, subscriptions and “thousands” in annu...
The UK Credit Card Ladder: From Credit Builder to AMEX Platinum & Ultra Exclusive!
13 Feb 2026
Contributed by Lukas
In this episode of Banking Without Borders, we build the ultimate UK credit card ladder — starting with credit builder cards for beginners and worki...
The Trading 212 Card: Rewards, FX, and the Trade-Offs
06 Feb 2026
Contributed by Lukas
In this episode of Banking Without Borders, we break down the Trading 212 card and discuss its benefits and why it is such a great rewards card. We c...
Are Revolut RevPoints Worth It in 2026?
30 Jan 2026
Contributed by Lukas
In this episode of Banking Without Borders, we break down Revolut RevPoints and whether they’re worth caring about in 2026.We cover:How RevPoints ar...
Nationwide vs Chase UK: Which Is the Better Bank in 2026?
23 Jan 2026
Contributed by Lukas
In this episode, we put Nationwide Building Society head-to-head with Chase UK to see which one really makes sense in 2026.We cover:Why Nationwide was...
The Best Travel Cards for 2026 (And Why We Didn’t Pick Revolut or Wise)
15 Jan 2026
Contributed by Lukas
If you’re travelling abroad in 2026, using the wrong card could quietly cost you hundreds in hidden FX fees.In this episode of Banking Without Borde...
The Best Bank Accounts in the UK Right Now (Our 2025/26 Shortlist)
26 Dec 2025
Contributed by Lukas
In this episode, we shortlist the best current accounts in the UK and explain how we’d choose if we were switching banks heading into 2026. We look ...
The £75,000 Entry Fee: Is the HSBC Expat Account Worth It?
12 Dec 2025
Contributed by Lukas
Is the HSBC Expat account the ultimate financial command center for global citizens, or just an overpriced status symbol?In this episode of Banking Wi...
Is Revolut Premium Actually Worth £80 a Year?
03 Dec 2025
Contributed by Lukas
In this episode, we dig into Revolut Premium - what you really get for £80 a year, who it makes sense for, and where the value genuinely comes from. ...
Autumn Budget 2025: Cash ISAs Slashed & Savings Tax Hike Explained
26 Nov 2025
Contributed by Lukas
In this episode, Jonny breaks down the Autumn Budget 2025 and what it really means for everyday savers – beyond the headlines about £30bn in extra ...
PayPal’s New Debit Card: 1% Rewards, 20% Boosts… and a Ton of Confusion
21 Nov 2025
Contributed by Lukas
In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and...
The Best Free Cashback Debit & Credit Cards in the UK
06 Nov 2025
Contributed by Lukas
In this BWB episode, we make the case that every transaction should pay you back, then run through the best free UK cashback options and a simple stac...
How to Start Freelancing (From a 7-Figure Freelancer)
30 Oct 2025
Contributed by Lukas
If you’re starting from zero, or finally taking freelancing seriously, this episode gives you a field-tested roadmap from Jan a 7-figure freelancer....
Are Multi-Currency Accounts Worth It? (And Which Should You Choose)
27 Oct 2025
Contributed by Lukas
Not all multi-currency accounts deliver on their promise of borderless banking. Jonny and Jan dig into what these accounts really do, and which ones a...
Is Revolut Metal A Subscription Trap?
16 Oct 2025
Contributed by Lukas
Revolut Metal promises premium banking for about £15 a month - with travel insurance, trading perks and a stainless-steel card to prove it.But how mu...
Was Starling’s Rebrand a Fail & Revolut’s AI Gamble?
03 Oct 2025
Contributed by Lukas
Revolut is betting big on AI agents to handle customer service, sales, and even fraud cases, but are people really ready to trust a chatbot with their...
How to Budget on Any Income (and Build Wealth)
26 Sep 2025
Contributed by Lukas
In this episode, Jonny and Jan cut through the noise around budgeting. Forget complicated spreadsheets or patronising advice about skipping coffee, we...
Is Revolut Ultra Really Worth £45/€50 a Month?
19 Sep 2025
Contributed by Lukas
Revolut Ultra is one of the boldest products we’ve seen in banking: £45/€50 a month for lounge access, travel insurance, boosted savings, and 16 ...
Is Revolut Overvalued? Breaking Down the $75B Valuation
11 Sep 2025
Contributed by Lukas
Revolut just hit a $75B valuation via a secondary share sale, more than some UK high-street banks and even Nubank (despite Nubank’s larger revenue a...
Revolut Africa Expansion, PayPal’s $10B Meltdown, Starling’s Next Move & More!
01 Sep 2025
Contributed by Lukas
In this episode of Banking Without Borders, we cover some of the biggest fintech stories of August 2025:PayPal’s $10 billion chaos — how a broken ...
Will Lloyds Bank REALLY Buy Curve?! Monzo Back At The Top & More!
22 Aug 2025
Contributed by Lukas
In this episode of Banking Without Borders, we dive into one of the strangest fintech stories of the year: Lloyds Bank is reportedly in talks to buy C...
How To Invest For Beginners (Simple Strategies That Work)
20 Aug 2025
Contributed by Lukas
Getting started with investing can feel intimidating, but the truth is, it’s never been easier, and you don’t need to be a financial expert to gro...
Broken Britain: Why UK Fintechs Are Jumping Ship (July ‘25 Recap)
01 Aug 2025
Contributed by Lukas
July was not a good month for the UK’s fintech scene. Revolut is still stuck waiting for its full banking licence, Wise is officially moving to New ...
Best Trading Platforms in 2025 (The Ones We Use & Which To Avoid!)
28 Jul 2025
Contributed by Lukas
Thinking of getting into investing, or switching trading platforms in 2025? In this episode, Jonny and Jan break down some of the most popular brokers...
The Best Travel Cards in 2025 & Why You Should Avoid WISE!
18 Jul 2025
Contributed by Lukas
Still using Wise when you travel? You might be losing money. In this episode, we break down why both WISE and Revolut might not be the best option in ...
Revolut Personal Loans: Everything You Need To Know Before Applying
11 Jul 2025
Contributed by Lukas
Thinking about borrowing money through Revolut? In this episode, we unpack everything you need to know about Revolut Personal Loans, from eligibility ...
Starling’s AI Chatbot Falls Short, Chase UK Fine & Plum’s 4.95% ISA - June ’25 Recap
04 Jul 2025
Contributed by Lukas
Welcome to the June recap of Banking Without Borders! This month, we break down Starling Bank’s new “Spending Intelligence” chatbot, is it reall...
Should You Get a Revolut Credit Card? Benefits, Rewards & Where Available
01 Jul 2025
Contributed by Lukas
Are Revolut’s credit cards worth it? In this episode, we dive into:Where Revolut credit cards are available right now (Ireland, Poland, Lithuania &a...
Why Japan Isn’t a Digital Nomad Paradise (Jan’s Unfiltered Experience)
20 Jun 2025
Contributed by Lukas
Japan is one of the most romanticized countries on the internet — but is it really a good place to live and work as a digital nomad?In this episode,...
Could This Rewards Credit Card Replaxe AMEX?! Yonder Credit Card Deep Dive!
13 Jun 2025
Contributed by Lukas
In this episode, we dive into one of the most ambitious and unique rewards credit cards in the UK — Yonder.It’s a bold start-up that’s doing thi...
Is Starling Bank Falling Behind? Revolut's ATM Revolution, Customer Complaints Explode & Interest Rate Recap!
06 Jun 2025
Contributed by Lukas
In this month’s fintech recap, Jonny and Jan dive into Revolut’s bold new ATM launch, free withdrawals, on-the-spot signups, and dynamic FX rates ...
Which Revolut Plan Is ACTUALLY Worth It in 2025?
08 May 2025
Contributed by Lukas
Considering a Revolut upgrade? Or maybe you're wondering if Standard is even worth keeping? In this deep-dive episode, Jonny and Jan break down e...
Inside Revolut’s 2024 Annual Report: $1B Profit, 14M New Customers & What’s Next!
01 May 2025
Contributed by Lukas
In this month’s recap, Jonny and Jan dive deep into Revolut’s 2024 annual report, from $1 billion in profit to 14.5 million new customers and a st...
RevPoints by Revolut: Everything You Need To Know!
24 Apr 2025
Contributed by Lukas
Revolut replaced its cashback offering with RevPoints over a year ago, but is their loyalty scheme actually worth it?In this episode, Jonny and Jan br...
The Best Cashback & Rewards Cards in 2025 (Goodbye Chase UK?)
17 Apr 2025
Contributed by Lukas
Chase UK once dominated the rewards game with 1% cashback across the board, but those days are fading. In this episode, Jonny & Jan dig into what’...
Can Revolut Really Become the World’s First $100B Global Bank?
10 Apr 2025
Contributed by Lukas
This weeks episode of Banking Without Borders is taken from our in-depth YouTube video exploring Revolut’s $100 billion ambition. CEO Nikolay Storon...
Chase UK Cuts Cashback, Revolut Expands, Trading 212 Review & More!
03 Apr 2025
Contributed by Lukas
In this episode of Banking Without Borders, Jonny and Jan sit down for a proper March recap, and there’s plenty to cover. From Chase UK nerfing it...
The Best & Worst Countries for Digital Nomads in 2025 (Visas, Taxes, Internet & More)
27 Mar 2025
Contributed by Lukas
Ever wondered where the best and worst places to live as a digital nomad really are? In this episode of Banking Without Borders, Jonny and Jan break d...
The Truth About Digital Nomad Life: Making Money, Challenges & Getting Started
20 Mar 2025
Contributed by Lukas
Ever dreamed of being a digital nomad, working from a beach in Bali or a cafe in Lisbon? In this episode of Banking Without Borders, Jonny and Jan div...
Revolut Drops Fees, ZING's £150m Failure & NEW Chase UK Credit Card
05 Mar 2025
Contributed by Lukas
Welcome to the first episode of Banking Without Borders! In this episode, we’re diving into the biggest fintech stories shaking up the industry:Revo...