In this episode, we look at why Starling Bank — which has one of the best free current accounts in Britain — is seeing its revenue fall while Monzo and Revolut race ahead.Why the free account is as good as it is, and how Starling pays for itThe liability-led model that makes an investment product bad business for themStarling £17.6m vs Monzo £150m vs Revolut half a billion — the marketing gapEngine by Starling: four clients in four years, £19.7m spent to earn £11mThe credit card promised in 2019, and the one Engine sells to other banksThe FCA onboarding restrictions still in place after four yearsWhat comes next — a paid tier, an insurance bundle, or a buyout?Join the new Banking Without Borders Discord community https://link.bankingwithoutborders.co.uk/discordSubscribe on YouTubehttps://link.technicallymoney.com/oy8eCheck out our website DepositScout.com for the latest savings rates. Connect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.