In this episode, Jan and Jonny dig into Revolut's conditional approval to build a bank in America — what it actually got, what's still outstanding, and whether the US is a masterstroke or the most expensive mistake in its history.What we discuss:What the regulator said yes to, and the March 2028 deadlineWhat Revolut already has in the US — three partner banks, a million customers, and a thin offeringWhy customers might barely notice on day oneChime Prime, credit cards and the interchange problemNubank got there first — and has a head start Revolut doesn'tThe TSB migration disaster and what it means for moving a million accountsWhy Monzo, Wise and bunq were all turned away this yearCheques, instant payments and whether America is worth the troubleWill Americans want a super app?The $300 cost of winning a US customerJoin the new Banking Without Borders Discord community https://link.bankingwithoutborders.co.uk/discordSubscribe on YouTubehttps://link.technicallymoney.com/oy8eCheck out our website DepositScout.com for the latest savings rates. Connect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.