In this episode of Banking Without Borders we compare the UK’s major Premier or “status” bank accounts from the big four high street banks: NatWest, HSBC, Barclays and Lloyds.These accounts typically require £75k–£100k income or £100k+ in savings or investments, and are marketed toward high earners and high-net-worth customers.But are they actually worth it?We break down what each account really offers — including travel insurance, concierge services, cashback, lounge access, airline rewards and international banking features — and rank them from weakest to strongest.Some accounts rely on paid add-ons, others bundle benefits into the base account, and one stands out for offering global banking infrastructure and meaningful perks without a monthly fee.In this episode we cover:• Lloyds Premier • Barclays Premier • NatWest Premier • HSBC PremierWe explain the true cost, real benefits and who each account is actually for, so you can decide whether these “status accounts” are genuinely valuable — or mostly marketing.Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ Jonny: http://www.linkedin.com/in/jonny-pease Got a question or topic you want us to cover? Drop us a message at [email protected]

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