In this episode of Banking Without Borders, we ask whether the Amex Platinum is still worth £650 a year — and we've read the small print so you don't have to.The welcome bonus: 75,000–90,000 points, but Amex appears to be A/B testing the offerThe £400 dining credit has six ways to accidentally lose it — including one Jan experienced personallyWhy Amex Platinum is a terrible card to actually use abroadThe insurance is the most underrated benefit — but there are catches most people don't know aboutIs enshittification real? Harvey Nichols gone, Centurion guest cuts, Lufthansa lounges ending in OctoberHSBC and Barclaycard offer similar perks at half the price — so why does Platinum still win?Our verdict: it's not a travel card, not a subscription bundle — it's a lifestyle accessory that only works if you work for itConnect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.