In this episode we look at PayPal’s new UK debit card and the PayPal+ rewards scheme. The headline numbers sound great — 1% back, tier boosts, and retailer offers up to 20% — but the rules are messy. We explain how the points really work, where the rewards drop off, and whether any of the tiers are actually worth chasing. Plus, the travel perks are surprisingly strong.What we cover:How PayPal+ points work vs real cashbackOnline vs offline spend differencesWhy PayPal balance mattersGold/Black tiers and realistic earning potentialRetailer boosts and subscription perksTravel benefits (FX fees, Mastercard rate, ATMs)Whether the card is worth using at allConnect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ Jonny: http://www.linkedin.com/in/jonny-pease Got a question or topic you want us to cover? Drop us a message at [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.