Welcome to the June recap of Banking Without Borders! This month, we break down Starling Bank’s new “Spending Intelligence” chatbot, is it really intelligent, or just marketing spin? We also cover Starling’s US ambitions and why a credit card might be essential for their success.Then we look at Chase UK’s dark mode drama, a hilarious new “biscuit bank” offering cashback on your bills, and Klarna’s moves into banking, are they copying Revolut?Finally, we wrap up with the latest UK & EU savings rates, including our Rate of the Month: Plum’s 4.95% Cash ISA. We cover easy-access, notice, and fixed-term accounts so you know where to stash your savings for the best returns, plus, we discuss how the ECB’s recent rate cut is impacting EU savers.Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ Jonny: http://www.linkedin.com/in/jonny-pease Got a question or topic you want us to cover? Drop us a message at [email protected]

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“What did the council decide on item 42?” — answered with the speaker and the moment.