The Best Free Cashback Debit & Credit Cards in the UK

In this BWB episode, we make the case that every transaction should pay you back, then run through the best free UK cashback options and a simple stack you can actually use day-to-day. We hit rates, caps, categories, FX gotchas, and when “free” isn’t really free.We coverTrading 212: 1.5% with Cashback Investing (cap £15/mo)Chase UK: 1% on groceries & everyday transport (incl. public EV charging)Zopa: 2% on direct debits (cap £30/yr)Lloyds Ultra: 1% in year one, then 0.25% + 0% FXAmex Cashback Everyday: intro bonus, then 0.5–1% (not for foreign spend)Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ Jonny: http://www.linkedin.com/in/jonny-pease Got a question or topic you want us to cover? Drop us a message at [email protected]

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