If you’re travelling abroad in 2026, using the wrong card could quietly cost you hundreds in hidden FX fees.In this episode of Banking Without Borders, Jonny and Jan break down what actually makes a good travel card — and why some of the most talked-about options don’t make the cut anymore.We compare real exchange rates, withdrawal limits, and fees across the UK’s best debit and credit cards, using live rate calculators and real-world spending examples.What we cover:The four non-negotiables of a great travel cardWhy many UK debit cards still charge 3% abroadMastercard vs Visa vs “own” exchange ratesThe best UK debit cards for fee-free travel spendingWhen travel credit cards make more sense than debit cardsHow dynamic currency conversion quietly rips people offWhy Revolut and Wise aren’t the cheapest options anymore (based on the numbers)This episode is for anyone travelling, living abroad, or just tired of paying unnecessary fees every time they leave the UK.Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ Jonny: http://www.linkedin.com/in/jonny-pease Got a question or topic you want us to cover? Drop us a message at [email protected]

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