Happy New Year everyone! As we enter 2022 and hope it turns out better than its two predecessors, one of my goals for the year is to invite you on a journey with me to explore the frontiers of change in finance, and of course therefore, financial regulation. We're going to look at Web 3.0, DeFi, crypto, blockchains, tokenization, DAOs, embedded finance, and the whole universe of mold-breaking innovation flooding into the financial sector. To kick it off, I've invited our second-ever four-time guest onto the show. In our final episode of 2021, I featured our first four-time guest on Barefoot Innovation – Chris Giancarlo, talking about his great new book, CryptoDad. Today, we're talking for the fourth time with Shamir Karkal – and for very good reason.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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