Barefoot Innovation Podcast
Episodes
A New Kind of Money: Digital Dollar Project Cofounders Christopher Giancarlo and Daniel Gorfine
15 Jan 2021
Contributed by Lukas
My guests are Christopher Giancarlo, former Chairman of the Commodity Futures Trading Commission, and Daniel Gorfine, who previously led the CFTC's in...
How to Innovate: Inuit Founder Scott Cook
23 Dec 2020
Contributed by Lukas
This is our final show of 2020 and I predict it will be an all-time favorite. It is already a favorite of mine. That's because of who my guest is -- S...
Credit Data in the COVID Crisis: Experien's Alex Lintner
23 Dec 2020
Contributed by Lukas
Today's guest is Alex Lintner, Group President of Experian Consumer Information Services, which provides credit reporting services to lenders througho...
Saving Small Businesses through Technology with Ross Buhrdorf and Lamine Zarrad of Zen Business
10 Dec 2020
Contributed by Lukas
As the 2020 pandemic continues to threaten America's small businesses, it makes sense to talk with people who are saving them, by serving them through...
Innovation and Inclusion: The Future of Payments with Mastercard Executive Vice Chair Ann Cairns
24 Nov 2020
Contributed by Lukas
Today's guest has her finger on the pulse of global change in the world of payments, including how the COVID pandemic is changing the world. She is An...
Always Innovating: Upgrade CEO Renaud Laplanche
13 Nov 2020
Contributed by Lukas
Renaud was one of our earliest guests on Barefoot Innovation when he was CEO of Lending Club, and I'm so happy to have him back today in his new role...
A Combinatorial Explosion, Circle CEO Jeremy Allaire
30 Oct 2020
Contributed by Lukas
In our conversation, Jeremy explains what's behind the meteoric rise of digital dollar stable coins. He describes their expansion in 2019 as the crypt...
Regulating in the Age of COVID: New York DFS Superintendent Linda Lacewell
15 Oct 2020
Contributed by Lukas
Today's show is a special one because it includes breaking news. My guest is Linda Lacewell, the New York State Superintendent of the Department of Fi...
Small Business Lending in the Age of COVID: Fundation CEO Sam Graziano
14 Oct 2020
Contributed by Lukas
Today's guest is Sam Graziano, the CEO of Fundation. In this episode, Sam tells us about Fundation's journey, starting with his own very usual mix of ...
Investing in Financial Health: Sarah Willis and Allie Burns
28 Sep 2020
Contributed by Lukas
I'm delighted to say that my guests today are Allie Burns, the CEO of Village Capital, and Sarah Willis, Head of Financial Health Work at JPMChase and...
Fast-forward on Community Bank Technology: ICBA CEO Rebecca Romero-Rainey
08 Sep 2020
Contributed by Lukas
Rebeca Romero Rainey is president and CEO of the Independent Community Bankers of America® (ICBA), the leading advocacy organization representing com...
Programmable Money: Sila Cofounders Shamir Karkal and Angela Wilson
23 Aug 2020
Contributed by Lukas
Shamir and Angela explain the fascinating meanings of the word, Sila. They describe their business model, their customer base, and their back-end infr...
A New World For Broker-Dealers: FINRA'S Haimera Workie
11 Aug 2020
Contributed by Lukas
One benefit of my work is that I get to spend time with the innovators who are reshaping regulatory agencies all over the world. I have my favorites, ...
After the Pandemic: The Future of Financial Regulation with NCUA Chairman Rodney Hood
13 Jul 2020
Contributed by Lukas
The triple crises of 2020 -- pandemic, economic contraction, and racial and social upheaval -- are opening up new kinds of conversations. Today's epis...
Crypto Innovation: Wyoming Banking Commission Albert Forkner
30 Jun 2020
Contributed by Lukas
One evening last October, I was pushing my way through the throngs of people at Money 2020 in Las Vegas, when someone called out my name. I turned and...
After the Pandemic: The Future of Financial Regulation with UK Financial Conduct Authority Interim CEO Christopher Woolard
22 Jun 2020
Contributed by Lukas
Today's episode of our special series on the future of regulation after the pandemic takes us across the Atlantic (virtually) to talk with one of m...
After the Pandemic: The Future of Financial Regulation with FDIC Chairman Jelena McWilliams
10 Jun 2020
Contributed by Lukas
Today in our special series on financial regulation in the pandemic and beyond, we are honored to have with us the Chairman of the Federal Deposit Ins...
The First Fintech Comptroller: Acting Comptroller of the Currency Brian Brooks on His First Day in Office
29 May 2020
Contributed by Lukas
This morning, Brian Brooks is starting his new job as acting Comptroller of the Currency. I'm fortunate to know Brian well, and over the years he and ...
Calling All Innovators: Andrew McCormack of BIS on the First G20 Global Regulatory Techsprint -- Deadline May 27
15 May 2020
Contributed by Lukas
Today's show is both a fascinating story and a call to action. We're posting it as a bonus episode because my guest, Andrew McCormack of the Bank for ...
After the Pandemic: The Future of Financial Regulation with former Comptroller of the Currency Eugene Ludwig
13 May 2020
Contributed by Lukas
Welcome to the second in our series of special conversations about how the pandemic may change the shape of financial regulation. Last time we talked ...
After the Pandemic: The Future of Financial Regulation with former Comptroller of the Currency Thomas Curry
04 May 2020
Contributed by Lukas
Today's show is the first in our COVID recovert series. My guest is Thomas J. Curry, who served as the US Comptroller of the Currency from 2012 to 201...
No Shortcuts - Varo CEO Colin Walsh on how to become a bank
30 Apr 2020
Contributed by Lukas
Trailblazing is hard work. It is not easy to carve out a path no one has followed before, knowing where you want to go but not precisely how to get th...
Homomorphic Encryption: Enveil CEO Ellison Anne Williams
21 Apr 2020
Contributed by Lukas
Our guest today is Ellison Anne Williams, the CEO of Enveil. And she is an expert in the privacy technology known as homomorphic encryption.
Fintech4Good: Sunrise Banks CEO David Reiling
07 Apr 2020
Contributed by Lukas
Today's guest is David Reiling, CEO and Chairman of Sunrise Banks and author of the book, Fintech4Good. David likes to emphasize the business advantag...
Financial Regulators' Dilemma: Regulatory Modernization with Jerry Buckley and Sasha Leonhardt
18 Mar 2020
Contributed by Lukas
In this episode, I talk with Jerry Buckley and Sasha Leonhart of the Buckley firm, who explain how they did the project and what they learned. Jerry, ...
Are you a Bezos or a Musk? Creating Innovation Capital with Jeff Dyer
11 Mar 2020
Contributed by Lukas
Jeff Dyer is a professor of strategy at BYU and the Wharton School. He and two co-authors, Nathan Furr and Curtis Lefrandt, have written the book, ...
Banking the Innovators: Silicon Valley Bank CEO Greg Becker
24 Feb 2020
Contributed by Lukas
Greg Becker has been a champion of the innovation economy since he joined Silicon Valley Bank in 1993 as a banker to fast-growing technology companies...
Jelena Mc Williams, Chairman of the FDIC
09 Feb 2020
Contributed by Lukas
In a moment you will hear Jelena tell her story, and I promise, you will see what I mean. Last year the Wall Street Journal ran a profile on her calle...
Joseph Otting, Comptroller of the Currency
24 Jan 2020
Contributed by Lukas
Joseph M. Otting was sworn in as the 31st Comptroller of the Currency on November 27, 2017. The Comptroller of the Currency is the administrator of ...
Leapfrogging to Leadership: Abu Dhabi Global Market's Richard Teng
17 Jan 2020
Contributed by Lukas
Richard Teng is the CEO of the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM), an award-winning International Financ...
Congress' Physicist: House AI Task Force Chair Rep. Bill Foster
08 Jan 2020
Contributed by Lukas
We have the perfect show to kick off the new year and new decade in 2020. This is one of the most interesting conversations we've ever had, in our hun...
The Future of Work: Joust CEO Lamine Zarrad
19 Dec 2019
Contributed by Lukas
Lamine Zarrad is the co-founder and CEO of Joust. He began his entrepreneurial journey as a refugee, going on to serve in the U.S. Marines, and then b...
The Central Bank of the Future
12 Dec 2019
Contributed by Lukas
Today's show is a bonus episode, giving a glimpse of an important project that's underway. The Bill and Melinda Gates Foundation have funded an initia...
The Long Game: Talking Financial Inclusion with CGAP CEO Greta Bull
28 Nov 2019
Contributed by Lukas
Today's guest leads one of the most important institutions in that movement. She is Greta Bull, a director of the World Bank and CEO of CGap, the Cons...
Decentralized Identity: Civic CEO Vinny Lingham
16 Nov 2019
Contributed by Lukas
Today's show zeroes in on the most foundational question facing us all, not only in financial innovation but in our whole new world of ubiquitous data...
Reaching New Heights: The FCA's Nick Cook and Francesca Hopwood Road
18 Oct 2019
Contributed by Lukas
I think this is my all-time favorite episode of Barefoot Innovation. We have two guests. Nick Cook has been on the show twice before in his former ro...
Crossing Lines: Aspen's Ida Rademacher and Prudential's Jamie Kalamarides
02 Oct 2019
Contributed by Lukas
Today's show is amazing on two levels. First, my guests, Ida Rademacher and Jamie Kalamarides, explain new frontiers of thinking about how financial s...
A Bright Future for Small Business, with Karen Mills
17 Sep 2019
Contributed by Lukas
This is the second time I've sat down with Karen Mills for a conversation on Barefoot Innovation. Karen is a Senior Fellow at both the Harvard Busines...
Small Business Lending: Rob Frohwein and Kathryn Petralia of Kabbage
04 Sep 2019
Contributed by Lukas
In our conversation, Rob and Kathryn tell their story, on how they've built a company that has extended $6 billion in credit to 165,000 people in the ...
The Future of Banking with Chris Skinner
12 Aug 2019
Contributed by Lukas
My guest is the one-and-only Chris Skinner. Chris, the CEO of the Finanser, began writing a daily blog in 2007. Every single day since then, for twelv...
100th Episode: The Race to Regulation Transformation -- Marathon and Sprint
08 Aug 2019
Contributed by Lukas
My new nonprofit, the Alliance for Innovative Regulation, or AIR (about which you'll soon hear much more), collaborated with the UK's Financial Conduc...
Agile Regulation -- CFTC Chairman Chris Giancarlo
11 Jul 2019
Contributed by Lukas
I'm calling today's show "agile regulation." I know that sounds like an oxymoron, but today, agile regulation is actually on its way. Financial regula...
Fighting Financial Crime with Science: Giant Oak CEO Gary Shiffman
11 Jun 2019
Contributed by Lukas
We know that the money launderers are winning. We know that law enforcement is losing. By now, you've probably heard the UN's statistics on this, that...
The Promise of Digital ID: David Shrier of Distilled Identity and MIT Media Lab
21 May 2019
Contributed by Lukas
There are some challenges in fintech and regtech that transcend the others -- problems that have to be solved in order to "unstick" numerous other kin...
Counselor to the Secretary of the Treasury, Craig Phillips
07 May 2019
Contributed by Lukas
Our conversations on Barefoot Innovation always grapple with the regulatory challenges arising as technology transforms finance. Most of our guests ha...
Prince Michael of Liechtenstein: Imagining Finance in 2030
23 Apr 2019
Contributed by Lukas
Bill Gates famously said, "We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the...
A New Breed of Community Bank: My Fun and Fascinating Conversation with NBKC
09 Apr 2019
Contributed by Lukas
If you're ready for a breath of fresh air, today's show is for you. It's fun, it's fascinating, and it's filled to the brim with ideas that many of us...
Bonus Episode: Futurist Brett King
27 Mar 2019
Contributed by Lukas
Today's show is a bonus episode, and an extra-special one, because I sat down with my friend, the futurist and financial technology guru Brett King.Th...
Talking Cryptocurrency with Brian Brooks of Coinbase
19 Mar 2019
Contributed by Lukas
I have a real treat for you today. Brian Brooks is the Chief Legal Officer of Coinbase and is also one of the smartest and most thoughtful people anyw...
Women in Fintech
08 Mar 2019
Contributed by Lukas
Today is International Women's Day, and we're honoring it with a very special bonus episode of Barefoot Innovation, on Women in Fintech...and with Wom...
How to Digitize a Bank: Citizen's Lamont Young
26 Feb 2019
Contributed by Lukas
I love how technology is bringing new kinds of people into finance. Today's guest, Lamont Young, is a great example. He started his career in the fash...
AI's Potential and Perils for Finance: Steve Cohen of Basis Technology
20 Feb 2019
Contributed by Lukas
I had a fascinating conversation in Boston this winter with Steve Cohen, who is Cofounder, EVP, and COO of Basis Technology. Basis is a world-leading ...
Crossing Party Lines with Fintech Foxes Jon Bouker, Dan Renberg and Kate Flocken of Arent Fox
06 Feb 2019
Contributed by Lukas
Amidst all the collective angst about our political discourse, I found myself, one afternoon last fall, in a meeting with the leadership team of the g...
The CFPB Innovation Director Paul Watkins
04 Feb 2019
Contributed by Lukas
Today's show is a bonus episode that we added to the schedule because it has a deadline connected with it. My guest is Paul Watkins, Assistant Directo...
Making Hard Things Easy and Boring Things Fun with Acorns Co-founder Walter Cruttenden
30 Jan 2019
Contributed by Lukas
Today's guest is Walter Cruttenden, cofounder of Acorns and founder of the gaming company, Blast.
Biometrics, Blockchains, and Bots with David Birch
22 Jan 2019
Contributed by Lukas
Today's show is a special treat because my guest is brilliant and funny and original, and he's also a friend. Dave Birch is a London-based author, adv...
Fintech in China and Around the World: Anju Patwardhan of CreditEase
10 Jan 2019
Contributed by Lukas
Our first 2019 show brings us a global perspective on fintech. My guest is Anju Patwardhan, Managing Director of the CreditEase FinTech VC Fund. Anju ...
The Human Side of Technology -- Sopnendu Mohanty, Chief Fintech Officer of the Monetary Authority of Singapore
28 Dec 2018
Contributed by Lukas
This is our second show with Sopnendu Mohanty, Chief Fintech Officer of the Monetary Authority of Singapore. We recorded it at the MAS annual fintec...
The American Dreamers: Earnup Cofounders Matthew Cooper and Nadim Homsany
11 Dec 2018
Contributed by Lukas
One of the things I love about our Barefoot Innovation conversations -- and about fintech, for that matter -- is the passion you find in so many found...
Try Something New: Lend Academy and LendIt Founder Peter Renton
20 Nov 2018
Contributed by Lukas
Today's show is coming to you from London. I'm here to speak at the LendIt Fintech Europe conference, and I'm delighted to say that my guest is the co...
Moving The Regulatory Mountain: CEO of JWG and Founder of Regtech Council, PJ Di Giammarino
14 Nov 2018
Contributed by Lukas
My guest today is one of the world's foremost thinkers on how to modernize financial regulation through technology. He is PJ Di Giammarino, CEO of J...
Complete Financial Inclusion: The World Bank's Harish Natarajan
30 Oct 2018
Contributed by Lukas
My guest today is the World Bank's Harish Natarajan, a leader of one of the most visionary and ambitious efforts underway in the financial world -- t...
Know Your Customer: Alloy CRO Laura Spiekerman
10 Oct 2018
Contributed by Lukas
One of the biggest challenges in fighting money laundering is satisfying the KYC, or Know Your Customer, rules. These regulatory requirements make sen...
Talking Through the Storm with Jan Lynn Owen
25 Sep 2018
Contributed by Lukas
I am especially thrilled about today's guest -- California DBO Commissioner Jan Owen -- because this episode has been years in the making. I've known...
Machine-Readable Regulation: Compliance.AI CEO Kayvan Alikhani
11 Sep 2018
Contributed by Lukas
What if regulations were machine-readable? What if, when regulatory changes come out, financial companies wouldn't have to download hundreds or thous...
Transforming Identity: GlobaliD CEO Greg Kidd
28 Aug 2018
Contributed by Lukas
It's always extra fun when we have a show where the guest talks about the days when Jack Dorsey hacked him and lived in his backyard. For today's con...
Congressman Gregory Meeks on Win-Win Fintech
14 Aug 2018
Contributed by Lukas
We have such a special guest on today's show. Gregory Meeks is the United States Congressman representing the Fifth District of New York. He is also ...
Innovation at a Small Bank: Radius CEO Mike Butler
31 Jul 2018
Contributed by Lukas
Today's guest is Michael Butler, CEO of Radius Bank in Boston. As with our recent show with Bob Rivers of Eastern Bank (which is also based in Bosto...
Data that Deepens Financial Access: Experian and Lendup
10 Jul 2018
Contributed by Lukas
Today's show brings us two fascinating guests. Alex Lintner is President of Consumer Information Services for Experian, and Sasha Orloff -- who is a...
Regulatory Challenger: LabCFTC and Daniel Gorfine
18 Jun 2018
Contributed by Lukas
Some organizations are so interesting that we come back to them more than once. Among US regulatory agencies, the most fascinating may be the Commodi...
Regulation Revolution: The Financial Conduct Authority and Digitally-Native Regulatory Design
09 Jun 2018
Contributed by Lukas
This is the most unique, and the most consequential, show we've ever done. If our thousands of listeners all think about it and especially if you sha...
Innovation and Community Banks: Eastern Bank CEO Bob Rivers
01 Jun 2018
Contributed by Lukas
One of my goals for Barefoot Innovation is to amplify the voice of America's community banks about the future of financial innovation and regulation....
The Courage to Change: Former Wells Fargo BSA Officer Jim Richards
14 May 2018
Contributed by Lukas
We're moving into a new era of regulation and compliance that will be driven by new technology. Most of our listeners know I've co-founded a regtech ...
How to Change the World: The Gates Foundation's Michael Wiegand
07 May 2018
Contributed by Lukas
My guest this week is Michael Wiegand, Director of the Financial Services for the Poor strategy at the Bill and Melinda Gates Foundation. If you had...
Affordable Financial Advice: Nerdwallet CEO Tim Chen
18 Apr 2018
Contributed by Lukas
Tim Chen is the founder and CEO of NerdWallet, and he's a classic American story. In today's episode, he describes the remarkable journey he's taken ...
Sponsor Bank: Cross River Bank's CEO Gilles Gade
10 Apr 2018
Contributed by Lukas
My guest today is pioneering a crucial innovation within the innovation landscape in finance -- by providing banking services to fintechs through a p...
Digitally Native Finance: Starling Bank CEO Anne Boden
18 Mar 2018
Contributed by Lukas
Today's episode is like a crystal ball glimpse into the future of banking, narrated by my guest, Anne Boden, the thoughtful and charismatic Founder a...
Collaboration Innovation: Charlotte Crosswell and Dan Morgan of Innovate Finance
07 Mar 2018
Contributed by Lukas
I always love it when we find innovation in unexpected places, not just in the financial products and channels and regulatory issues we discuss, but a...
Finance and the Fourth Industrial Revolution: Tim Pawlenty, CEO of Financial Services Roundtable
12 Feb 2018
Contributed by Lukas
Today's guest is a familiar name and face for everyone who follows U.S. politics. He is Tim Pawlenty, CEO of the Financial Services Roundtable. Tim w...
The Data Economy: A Lively London Debate on Fintech in Europe and Africa
28 Jan 2018
Contributed by Lukas
This is the most fun show we've done in ages, or maybe ever. My friend Jean-Stephane Gourevitch offered to gather some really interesting people in Lo...
The Future of Regulation: The FCA's Reg-Tech Leader, Nick Cook
09 Jan 2018
Contributed by Lukas
What if regulation, as we know it, might disappear? Regulation will never stop, of course, but what if some of it will take on a new form, shaped by ...
Innovating in Payments: Wells Fargo Head of Partnerships and Industry Relations - Braden More
02 Jan 2018
Contributed by Lukas
I could tell I was walking into an innovation lab even before I saw the space, because I could hear the ping pong game underway as I stepped off the ...
Regulation Innovation: The FCA's Christopher Woolard
10 Dec 2017
Contributed by Lukas
I've been looking forward to today's show since my very first visit to the UK's Financial Conduct Authority, over two years ago. It was clear even th...
Real Lives: Rachel Schneider and the Financial Diaries
02 Nov 2017
Contributed by Lukas
If you spend a lot of time in Washington, as I do, you see a lot of issues framed around statistics about people, especially medians, and averages. F...
Big Banks and Big Ideas: Citi FinTech's Andres Wolberg-Stok
01 Oct 2017
Contributed by Lukas
My guest today is Andres Wolberg Stok, Global Head of Policy at Citi Fin Tech. We got to know each other this year on a panel at FinXTech in New York...
The VC Perspective: Miles Reidy of QED Investors
19 Sep 2017
Contributed by Lukas
This episode is a special treat because it's both fascinating and fun. My guest is Miles Reidy, partner at QED Investors in Alexandria, Virginia. Man...
A Healthy Credit Card: Jason Gross, CEO of Petal
12 Sep 2017
Contributed by Lukas
I love having guests on the show who look at something that everyone takes for granted and said, why do we do it that way? That's what today's guest,...
The ABA's Regulatory Compliance Conference (Part 2)
06 Sep 2017
Contributed by Lukas
Gift from Gene Ludwig - Compliance isn't Mickey Mouse This is a very special show because we recorded it directly from the bustling floor of the Amer...
The ABA's Regulatory Compliance Conference (Part 1)
06 Sep 2017
Contributed by Lukas
From the main stage This is a very special show because we recorded it directly from the bustling floor of the American Bankers Association's 2017 Re...
Access For All: CIIE's Sanjay Jain and the India Stack
23 Aug 2017
Contributed by Lukas
My guest today is Sanjay Jain, Chief Innovation Officer at the Centre for Innovation Incubation and Entrepreneurship (CIIE). Among many high-impact a...
We Have Less Time than We Think: Singapore's Sopnendu Mohanty
16 Aug 2017
Contributed by Lukas
I met today's guest, Sopnendu Mohanty, about 18 months ago. I moderated a panel on blockchain for last year's MIT Fintech Conference, and Sop, who is...
Banks and Community : CSBS President John Ryan
07 Aug 2017
Contributed by Lukas
My favorite episodes of Barefoot Innovation are the ones that take a philosophical turn. That happened with John Ryan, the thoughtful president of th...
Breakfast with the Best - Brett King
26 Jul 2017
Contributed by Lukas
Brett King and I see each other often, partly because we often speak at the same conferences and partly because we're both on the board of the Center...
From Analog to Digital Regulation - CFTC Acting Chairman Christopher Giancarlo
18 Jul 2017
Contributed by Lukas
Today's program is a very special one -- a conversation about regulatory innovation, with the very innovative acting Chairman of the Commodities Futu...
Regulators & Sandboxes: Wai-Lum Kwok on Abu Dhabi's Reglab
05 Jul 2017
Contributed by Lukas
"Sandboxes." "Greenhouses." "Pilot tests." "Labs." These are not words we normally associate with financial regulation. Yet suddenly, all over the wo...
Colleen Briggs : Financial Inclusion Innovation Powered by JP Morgan Chase
29 Jun 2017
Contributed by Lukas
Today's guest is Colleen Briggs, Executive Director for Community Innovation and Corporate Responsibility at JPMorgan Chase. Colleen leads a visiona...
Making it Easy : Intuit's Al Ko
13 Jun 2017
Contributed by Lukas
Here's a question: Would you like to file your taxes with just a keystroke, after your electronic devices automatically organized all your informatio...
Fiat Currency Can be Virtual Too: Jonathan Dharmapalan, CEO of eCurrency
28 May 2017
Contributed by Lukas
Bitcoin began in 2009 -- only eight years ago -- and set forces in motion that are only starting to show their potential power. One was a byproduct -...
Outspoken: Bill Harris, Founder and Chairman of Personal Capital and former CEO of Intuit and Paypal
22 May 2017
Contributed by Lukas
In the early days of Barefoot Innovation, one of my guests said something very provocative, that I knew would not sit well with some of our listeners...
Heroic Compliance : Treliant's Lyn Farrell
30 Apr 2017
Contributed by Lukas
This episode is incredibly special, in two ways. First, Lyn Farrell is not only my former colleague, but one of my very best friends. We had such fun...