Sandra Grahame is a money and lifestyle expert who has been featured on Oprah, The Today Show, CNN, and so much more. She is an author, a keynote speaker, a brand spokesperson — but, most importantly, she’s a Smart Cookie!Smart Cookies Money Mentoring is a digital platform designed to help ambitious women achieve life changing financial goals. As co-founder and CEO, Sandra has helped hundreds of women achieve financial wellness — a topic we don’t talk about enough in the wellness space — and I am so excited to introduce her to all of you in a time when so many people are really thinking a lot about their finances and how they can make money from home.You will learn about...(00:40) What is financial wellness?(02:10) How working with friends to tackle their own debt inspired Sandra to create Smart Cookies(06:00) What everyone should be doing to support themselves financially in the future(14:05) Sandra’s advice for taking the “next step” in adulthood: buying a house, saving for your kid’s college tuition, etc.(17:40) The first steps you should take towards planning for retirement(28:45) Marie Kondo-ing your money(30:24) An exercise to help you connect your habits and actions to your Why, which will help you be more intentional about your purchases(36:20) Apps that will help you invest and save(42:50) How do we know if we’re using the right credit card?(48:50) Low-hanging fruit for cleaning up your spendingResources:Smartcookies.comInstagram: www.instagram.com/sandra.grahameLinkedIn: linkedin.com/in/sandra-grahame-19353b8Acorns app: www.acorns.comMint app: www.mint.comTip Yourself app: www.tipyourself.comClarity Money app: claritymoney.comGet a human on the phone: gethuman.comFigure out what credit card is right for you: nerdwallet.com + bankrate.comSpending Awareness Guide: smartcookies.com/spendingawarenessguideGet the $1,000 Jumpstart GuideConnect with Kelly:kellyleveque.comInstagram: @bewellbykellyFacebook: www.facebook.com/bewellbykellyBe Well By Kelly is a production of Crate MediaMentioned in this episode:BWBK Protein Powder | Get $10 off your order with PODCAST10 at bewellbykelly.com.

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“What did the council decide on item 42?” — answered with the speaker and the moment.