132. Everything You Need to Know About Certified Financial Planners—With CFP and Author Jamie Bosse
episode
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
28 min
2 speakers
5 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
What is the main topic discussed in this episode?
You are listening to the Becoming the Wealthy You podcast with Jermaine Foley.
If you're a woman who makes good money in your career or business, but you're not building wealth like you want to, then you're in the right place. In this podcast, you'll learn how to stop overspending, break free from the cycle of debt, save lots of cash, and become the wealthy woman you were born to be. Let's dive in. Well, hello, everyone. Welcome back to the podcast. Today, I have a very special guest with me. Her name is Jamie Bossy, and she is a certified financial planner. And I'm so excited for this conversation because I've never had a CFP on before. Of course, that stands for Certified Financial Planner. And so, Jamie, welcome to the show. Thank you so much. It's great to be here. Awesome. So why don't we just dive right in and you just introduce yourselves to the audience and let them know what made you become a certified financial planner.
Okay. Yeah. So this is my 20th year as a certified financial planner. And it's been really cool to help people figure out how to get organized around their money and make their dreams come true. Get from point A to point B. I fell into this career totally by accident. I, when I was in college, I was going to school to be a teacher and my parents filed for bankruptcy when I was a sophomore. And that just had my head spinning. I was like, bankruptcy? What does this mean? How did we get here? Like, how do they get out of this? Are they going to jail? What's happening? And so that prompted me to start studying finance a little bit more. Just for me, just so I could get a better picture of what I was missing and what I didn't know to make my life better so I could avoid those mistakes that my parents had made.
So I started taking some classes in personal financial planning, really just for me. But once I got into it, I just thought it was so interesting and like topics I'd never explored before. And then as I took two and three classes, I was like, you know what? This would be a cool career to help people navigate the world of money because no one ever teaches you how to do it, right? Like you just learn by trial and error and what you pick up along the way. So I ended up majoring in financial planning and I've been doing it ever since.
Oh, wow. That's such a cool story. And I agree. I'm a money coach, financial coach. And I never thought about doing this until I had my own issues with money. And then once I was able to figure it out, I was like, oh, my God, I got to help other people, too. So we're kind of like in the same boat there. And I find that people who really work with others on their money, usually there's a personal reason why. So that's really cool. So for those who may not be familiar with what exactly a certified financial planner does, can you just break it all down for us?
You bet. Yeah. So a certified financial planner or CFP is the shortcut name for it. You can think of a CFP as your own like personal CFO. So but instead of running a company, we help you run your financial life. So just like a CFO would oversee a business, make sure it's in a good strategic position to be healthy in the long term. The same thing would be what a financial planner is doing, but for you personally, right? So helping people figure out how to live well today, but also planning for the future and avoiding any risks and pitfalls along the way. We help on the investment side. On the risk management side, we might look at what can go wrong. So do they have an emergency fund if things fail? happen in life?
Do they have life insurance if they pass away too soon? Do they have a will and a state plan in place in case there's people that they leave behind? And so we're looking at kind of the big picture of all the things that touch your financial life for people and then helping them make a plan to make it more efficient and make it work for them in the long term.
OK, what are some of the common things that you help your clients with? I know you just touched on them a little bit, but like on a day to day basis, what are you in the weeds with your clients on?
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Chapters
5 chapters
1
What is the main topic discussed in this episode?
0:00–4:13
2
Who is Jamie Bosse and why did she become a Certified Financial Planner?
4:13–11:31
3
What exactly does a Certified Financial Planner (CFP) do for your finances?
11:31–15:40
4
What common client challenges do CFPs solve for parents and retirees?
15:40–21:10
5
How can you learn to comfortably spend savings without ruining your plan?
21:10–28:00
Speakers
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