In the second episode of the second season, we talk with Dr. Andrew Winegarner, one of my co-residents, who I believe is financially insightful and savvy and offers the listeners some pieces of advice from his own personal financial experiences. Listen along as we talk about how he went through three used cars in the summer leading up to residency, what he budgeted for when taking out loans for medical school, how his budgeting shifted once he graduated, and how him and his wife organize their finances. 01:30 This car is on fire 08:30 Saving up for an emergency fund 10:40 Taking out loans with a budget 11:50 Budget living expenses 12:50 Prioritizing Costs in Medical School 15:15 Budgeting as a Resident 16:20 Apps for Tracking a Budget 18:50 Joint vs Split Bank Accounts

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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