In this episode, Koen is joined by Philippe De Prez from Simont Braun law firm to dive into the evolving regulatory landscape of European fintech. They discuss the latest developments in key regulations such as FIDA, PSD3, and PSR, and explore how the regulatory pendulum is swinging toward a more balanced approach, rather than a shift toward deregulation.Philippe sheds light on the European Commission’s 2025 work program and explains how the emphasis is shifting from directives to regulations, creating a more unified European market and preventing “gold plating.” The conversation also touches on how the upcoming AI Act will introduce a risk-based approach to AI regulation, affecting financial services without creating finance-specific rules.They explore the growing role of AI across the front, middle, and back offices in financial institutions and how fintechs can navigate this evolving landscape. With Philippe highlighting why traditional financial institutions may have a competitive edge in the coming era of AI regulation, thanks to their extensive experience with complex regulatory frameworks.Thank you for tuning into our podcast about global trends in the FinTech industry.Check out our podcast channel.Learn more about Fintech Belgium and Digital Finance Summit.Follow us on LinkedIn.#FinTech #RegTech #Scaleup #WealthTech

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