Traveling the World Affordably by Optimizing Credit Card Points with Ricky Zhang

Today I host Ricky Zhang, founder of the Prince of Travel. This is a deep dive on understanding & optimizing travel rewards so that we can travel the world by spending less!Discussion Points:Ricky's background & the origin of Prince of Travel (3:45)How does the points system work? (7:07)Earning points rapidly through credit cards (11:14)Credit score fundamentals (19:07)Should we keep our credit cards for the long term? (22:40)The credit card game isn't for everyone - who should avoid it? (26:54)Other ways to rack up points at a faster pace (31:40)The best credit card for Canadians: Amex Cobalt (32:47)Credit cards for small business owners, why Amex points are so versatile (33:45)Understanding the RBC Avion point system (37:04)Redeeming points efficiently, dynamic pricing, ideal booking windows (39:47)Example of redeeming points - Toronto to Portugal (45:26)Prince of Travel Concierge services (50:07)Aeroplan elite status (52:15)How to get started (53:40)Rapid fire, including a strong credit card portfolio (55:19)How many credit cards does Ricky have? (58:58)Closing thoughts (60:20)Credit card links (cards I use & benefit from):Amex Business Platinum:https://americanexpress.com/en-ca/referral/yATINC4uFw?XLINK=MYCPAmex Cobalt:https://americanexpress.com/en-ca/referral/yATINCwb0U?CPID=999999538Social media links & email:Yatin:[email protected]://www.linkedin.com/in/yatin-chadha-29074b109/Ricky:https://princeoftravel.com/https://www.youtube.com/@PrinceofTravel

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