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Beyond the Pivot

How Vwanganji Bowa Turned Loss into Fintech Innovation | Beyond the Pivot Podcast Ep. 12

11 Apr 2025

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🚀 In this powerful episode of Beyond the Pivot, we sit down with Vwanganji Bowa, the inspiring founder and CEO of Mighty Finance, a Zambian fintech company making credit accessible to underserved communities.Vwanganji shares her remarkable journey from losing her home after a failed first venture to building a thriving digital lending business that now supports thousands of SMEs in Zambia and is expanding to Malawi through her new platform Mama Pay.With raw honesty, she opens up about the challenges of being a female founder in fintech, navigating regulation, raising capital as an early-stage startup, and turning painful lessons into business success.💡 What You’ll Learn in This Episode:✅ How Vwanganji bounced back after losing her house to a bank loan✅ How Mighty Finance uses data and tech to assess creditworthiness✅ The role of incubators, accelerators, and the Mandela Washington Fellowship in her growth✅ The difference between solving a real pain point and building tech for tech’s sake✅ How Mama Pay is facilitating cross-border payments across the SADC region✅ The challenges of fundraising and operating in a highly regulated sector💼 Important links mentioned in this episode are:► Mighty Finance► Vwanganji Bowa► Bongo Hive► Tamboti Circle► Beyond the Pivot🔔 Subscribe for more powerful stories from African founders redefining innovation!💬 Leave a comment — what part of Vwanganji’s story inspired you the most?

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