n Season 4, Episode 158 of Boroughs & Burbs: The National Real Estate Conversation, hosts John Engel and Roberto Cabrera welcome Michael Vargas of Vanderbilt Appraisal and Chuck Threshie of Total Mortgage to discuss the critical interplay between appraisals, lending practices, and market value in today’s evolving real estate landscape. They explore how rising interest rates and changing underwriting standards are impacting pricing, financing options, and transaction confidence. Watch on YouTube: https://www.youtube.com/watch?v=6nCZutyz2R0 Listen on Podbean: https://www.boroughsandburbs.com/1444222/episodes/boroughs‑burbs‑158‑appraisals‑and‑lending Learn more about the guests: Michael Vargas – Vanderbilt Appraisal Chuck Threshie – Total Mortgage Related Episodes (five unique, verified, accurate) • Ep 157 – Does the Kitchen Make the Home? A discussion with design experts on layout trends influencing high-end valuation. Watch: https://www.youtube.com/watch?v=6nCZutyz2R0 • Ep 160 – Gilded Age in New York with Phillip James Dodd — legacy architecture’s influence on perceived property value in luxury markets. Watch: https://www.youtube.com/watch?v=WFpgVldSu-Y • Ep 162 – Back in Sydney, Australia with Dominic Longcroft — cross-border buyer dynamics, valuation challenges, and global equity flows in luxury property. Watch: https://www.youtube.com/watch?v=ZKmz4U-pCuc Keywords #appraisals #lendingpractices #MichaelVargas #ChuckThreshie #propertyvaluation #mortgagelendingstandards #interestratesrealestate #buyerconfidence #realestatefinancingpodcast Hashtags #Appraisals #LendingRealEstate #MortgageLending #PropertyValuation #RealEstatePodcast #JohnEngel #RobertoCabrera #BoroughsAndBurbs

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“What did the council decide on item 42?” — answered with the speaker and the moment.