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I’m so excited to have my incredible husband, Adam, as a guest on today’s podcast! Y’all are going to love this conversation about personal finance, budgeting, saving, tithing, and all things money. We had so much fun recording this, and we hope you gain so much from the financial tips we share! We walk through 5 main categories of money: budgeting, paying off debt, tithing, retirement, and short-term savings.   Episode Highlights: - Our budgeting story - where we started + what we do now - Our tips for getting along when it comes to money and marriage - All the categories in our budget that we spend within - What are individual roles are within managing our finances as a family - Our thoughts on credit cards and what we recommend - How and WHY we paid off over $20,000 worth of student loan debt rapidly - Why we believe tithing is so important and how we manage our monthly tithing - How to save well for retirement as a self-employed person - How we saved up for our first home   Links Mentioned in this Episode: - Southwest Rapid Rewards Credit Card - Betterment - The Only Investment Guide You’ll Ever Need by Andrew Tobias - Small Time Operator by Bernard B. Kamoroff C.P.A. - Master Your Money Mind by Amber Lilyestrom - Money Girl Podcast - Ally Bank   Get the full show notes: https://elizabethmccrBlack Friday is coming — the BEST SALE ALL YEAR! If you've been eyeing Showit Templates, Podcast Success Blueprint, or Booked Out Designer, you don't want to miss this. Sign up to get notified about these deals at https://elizabethmccravy.com/BF. Sale starts on November 21, 2025.  Thanks to our sponsor, Christian Healthcare Ministries! CHM is a faith-based, budget-friendly alternative to health insurance— at half the cost. And, you can join anytime! My family has trusted CHM for 5+ years through multiple pregnancies and health needs. With CHM, you’ll save money and know that 100% of eligible bills are shared when medical needs arise. Learn more at elizabethmccravy.com/CHM Over my 9 years of business, I have learned some financial skills the hard way and a few years ago, I developed an an 8 step process I go through at the end of each month. This process helps me know how my business is doing financially, pay myself well and allocate money for things like taxes and expenses. And, it's yours for FREE at https://elizabethmccravy.com/profit 

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