Ben and Ernie return to their nerdy roots and talk memos today, all about that little field in the transactions next to the category and balance. Turns out, the memo field can be used in many clever and creative ways to add more utility and depth to your budget, whether it's tracking important purchase information such as serial numbers, or tracking how many times you bought gifts or spent time with friends and family. Using memos can help your budget tell a more complete story of how you spend your money and whether that aligns with your priorities. Share your YNAB wins with Ben and Ernie! [email protected] Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

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“What did the council decide on item 42?” — answered with the speaker and the moment.