On today's episide Ben and Ernie welcome another Ben to the show -- Ben Markley, host of YNAB's Sketchy Advice series on YouTube. Ben has a reputation for striking metaphors and thought provoking ideas about money and putting YNAB's principles into daily practice, and today he shares some of his favorite ideas, including: Why you should go ahead and buy that latte YNAB is really just an elaborate gift card system Can YNAB help you keep your house clean? What if YNAB paid you to use it? Be sure to follow Ben M. and his wacky ideas on YouTube! Sketchy Advice YT Playlist: https://www.youtube.com/playlist?list=PLq0_N-XTl2yCCaRGfgWVerrE8s2A8b0oq Buy That Latte: https://youtu.be/U7Z9ens0NtE?si=-lxqxojGDdcgTwPD Unlock Money Joy....with Gift Cards? https://youtu.be/GU6VeOFnPuU?si=O_mQBl5VIuYPG_ZB Can YNAB Keep Your House Clean? https://youtu.be/s1KrMm_ByOg?si=ufpcvZ6UKS-Jj-cL Share your YNAB wins with Ben and Ernie! [email protected] Follow Budget Nerds on YouTube: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

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“What did the council decide on item 42?” — answered with the speaker and the moment.