This is part 2 of our episode on the only 4 ways to invest, where we discuss the pros and cons of each method, so that you can make an informed decision on the investing type that is best for you. Ultimately, this decision on which of the 4 ways you pick has an enormous impact on your net worth and how early you can retire, as it can easily save and earn you an extra tens of thousands of dollars long term, and even hundreds of thousands of dollars for many investors through reduced fees, proper financial advice, and tax optimization. In case you missed part 1, you can listen to it by going to buildwealthcanada.ca/50 Now after the last episode launched, we had a lot of listeners sign up for the free 30 min consultation with our expert financial planning guest John Kalos. One of the links that I had on the site to book the free appointment with John wasn't working, but that has now been fixed, so if you had any trouble signing up for the free call with John, then definitely try again by going to buildwealthcanada.ca/john. And if you haven't booked a call yet, then definitely feel free to do so as there's no obligation, it's free, and it's a great way to get some of your financial planning and investing questions answered by someone that has spent decades in this industry, and isn't trying to sell you some high fee mutual funds or investment product, just because they get a commission or bonus out of it. John doesn't sell any investments, so he's a great way to get custom advice specific to your situation, from someone that doesn't have that conflict of interest from also trying to sell you something. So that link again to book a free 30 min call with John is buildwealthcanada.ca/john, and when you sign up you'll also get my PDF guide on 'How to Find the Right Financial Advisor in Canada', and the top questions to ask them. Of course, don't miss future episodes, giveaways, and free in-depth guides by signing up for free to the Build Wealth Canada newsletter over at buildwealthcanada.ca. And lastly, don't forget to claim your free 1-year digital subscription to Canadian MoneySaver Magazine (Canada's largest personal finance and investing magazine). The magazine features Canada's top experts on personal finance and investing, and is a great place to learn best practices, and stay up to date on changes that will impact your investments and financial situation for years to come, specifically here in Canada. To get that, all you have to do is open up a free savings account with my favourite bank (and the bank that I personally use, EQ bank). The reason that I personally use EQ bank, is that they have one of the highest interest savings rates in Canada. In fact, over all the years that I've been with them, I've seen them consistently be almost double the interest rate compared to other online banks, and well over double the interest rate compared to the major brick and mortar banks that we have here in Canada. Plus it's free to sign up and keep an account with them, so you're not paying a monthly fee as you do with many of the other banks out there. As a bonus you also get 5 free Interac e-transfers every month! So because of those reasons, I've been with them ever since they launched in Canada years ago, and it's where I keep my entire emergency fund and spending money. To get the free account and a 1 year free subscription to Canadian MoneySaver magazine, just go to buildwealthcanada.ca/eq, open the free account, and once you're done, forward any email that you get from EQ to [email protected] and I'll send you a coupon code that gets you a free one year subscription to the magazine. Enjoy, thanks for supporting the show, and now let's get into the episode.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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