In this episode of 'Chai Pe Kharcha,' we sit down with Raka Banerjee, an NRI living in Singapore for the past seven years. Raka shares her journey, starting from her student days in India to her professional career in Singapore. She covers her saving strategies, her thoughtful approach to personal finances, and her entry into the investment world, including crypto and stocks. We also discuss the importance of having financial support from family, the challenges and benefits of studying abroad, and the transition from individual to family-oriented financial planning. Join us for an insightful conversation packed with practical advice and personal anecdotes for NRIs looking to better manage their personal finances. 00:00 Introduction and Initial Savings Plan 00:37 Meet Raka Banerjee01:13 Raka's Educational Journey 02:46 Motivations for Studying Abroad 07:35 Early Financial Strategies 14:35 Investment Journey and Strategies 21:08 Crypto Investments and Regrets 23:23 Future Plans and Real Estate 26:32 Conclusion and Next Episode Teaser

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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