Cheques and Balances

Is NZ’s Economic Recovery at Risk? The Long Term Effects of the Oil Crisis | Episode 464

29 Mar 2026

Contributed by Lukas

A global oil shock could quietly reset New Zealand’s recovery - and most people aren’t ready for the flow-on effects.In this episode, we break dow...

A 30 Year-Old’s Retirement Plan | Episode 463

26 Mar 2026

Contributed by Lukas

Build a 30 year retirement plan by starting with your first home.In this episode, we use a real first home buyer case study to break down deposits, Ki...

2026 Financial Plan: Step-by-Step to Fix Your Money | Episode 462

24 Mar 2026

Contributed by Lukas

If you’re not on track with your 2026 financial plan yet - this is where you fix it.In this episode, we break down how to build a practical financia...

First Home Buyers Guide NZ: Step-by-Step Process | Episode 461

22 Mar 2026

Contributed by Lukas

Buying your first home in NZ isn’t about finding “the one” - it’s about not getting burned in the process.In this 2026 first home buyers guide...

5 Signs You’ll Have to Work Until 70 (And How to Avoid It) | Episode 460

19 Mar 2026

Contributed by Lukas

Most Kiwis won’t realise they’re on track to work until 70… until it’s too late.In this episode, we break down the 5 key signs you’re headin...

KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

17 Mar 2026

Contributed by Lukas

Real money questions from listeners - covering KiwiSaver, investing, mortgages, and how to actually build wealth in New Zealand.In this Listener Hotli...

Meth Contamination: The Silent Killer of the NZ Property Market | Episode 458

15 Mar 2026

Contributed by Lukas

Meth contamination in NZ property is a growing risk that buyers and investors often overlook.In this episode we explain how meth contamination happens...

Will War Push Interest Rates Higher? What It Means for Your Mortgage | Episode 457

12 Mar 2026

Contributed by Lukas

War headlines are everywhere - but what could global conflict actually do to interest rates?In this episode, the team breaks down how the US-Iran conf...

Oil Prices Surge 50%: What War Means for Markets | Episode 456

10 Mar 2026

Contributed by Lukas

While the human cost of war is devastating, many investors are asking the same question - what does it mean for markets?In this episode, James and Jes...

10 Years Without Filing Taxes: What Happens Next? | IRD Horror Stories | Episode 455

08 Mar 2026

Contributed by Lukas

Ignore your taxes long enough and the problem doesn’t disappear - it multiplies.In this episode James sits down with Lighthouse Senior Accountant Vi...

Property vs Shares: Which Builds More Wealth in 2026? | Episode 454

05 Mar 2026

Contributed by Lukas

Property or shares - which one will actually build wealth for the next generation?In this episode, James and Michael break down the long-running debat...

An Extra $100,000 at Retirement? KiwiSaver Changes Explained | Episode 453

03 Mar 2026

Contributed by Lukas

Could the KiwiSaver changes really mean an extra $100,000 at retirement - and is locking that money away actually the smartest move?In this episode, J...

Chlöe Swarbrick: Wealth Tax, Housing & New Zealand’s Broken Economy | Episode 451

01 Mar 2026

Contributed by Lukas

New Zealand works harder than ever - so why does it feel like we’re falling behind?In this episode, we sit down with Chlöe Swarbrick, co-leader of ...

Accountants React To The Worst Tax Advice Online ft. Matt Harris | Episode 450

26 Feb 2026

Contributed by Lukas

Most of the tax advice you see online isn’t just wrong - it could cost you thousands.In this episode, James sits down with Lighthouse Senior Account...

$45,000 Paid Off Their Mortgage In 4 Months | Inside a Financial Plan Ep 9

24 Feb 2026

Contributed by Lukas

They paid off $45,000 of debt in months and didn’t feel restricted doing it.In this final episode of Inside a Financial Plan, we review Rachel and D...

$145 Billion In KiwiSaver: Why Is The System Still Broken? Ft. Dean Anderson, CEO of ⁠Kernel⁠ | Episode 448

22 Feb 2026

Contributed by Lukas

KiwiSaver holds $145 billion so why are so many Kiwis still heading for a broken retirement?In this episode, we’re joined by Dean Anderson, Founder ...

Why New Zealand Is Working Harder And Getting Nowhere | Episode 446

19 Feb 2026

Contributed by Lukas

New Zealand used to punch above its weight - so why does working harder now feel like it’s getting us nowhere?In this episode, we unpack New Zealand...

Is The Share Market Overvalued? Here’s What Investors Must Know | Episode 445

17 Feb 2026

Contributed by Lukas

Is the sharemarket dangerously expensive or just evolving with a new era of growth?In this episode, the team unpacks whether today’s valuations actu...

The Bitcoin Crash Explained: $3.2 Billion Wiped Out in 24 Hours | Episode 444

15 Feb 2026

Contributed by Lukas

Bitcoin just lost $3.2B in a single day and this crash wasn’t random.We unpack what triggered the February 5 sell-off, how leverage and forced liqui...

Quarterly Investment Update: Why Silver Surged! | Episode 443

12 Feb 2026

Contributed by Lukas

Silver surged, crashed, and reminded investors just how quickly sentiment can turn.In this quarterly investment update, we break down global market pe...

Reduce Your Tax Bill: How the Wealthy Structure Assets & Debt Ft. Amanda Quill | Episode 442

10 Feb 2026

Contributed by Lukas

Structure your debt smarter - because how you own assets can be the difference between paying more tax or keeping thousands. Drawing on a real example...

NZ’s Rising Debt Crisis: Why You’re Still Broke And Why It’s Getting Worse | Episode 441

08 Feb 2026

Contributed by Lukas

Debt is rising and relief hasn’t arrived.In this episode, the team unpacks rising mortgage arrears, increasing unemployment, stubborn interest rates...

Paying Too Much, Yet Still Underinsured | Inside a Financial Plan Ep 8

05 Feb 2026

Contributed by Lukas

You can be paying thousands for insurance and still be dangerously under-covered.In this episode of Inside a Financial Plan, Callum walks Rachel and D...

Is New Zealand’s Economy Growing… or Shrinking? | Episode 439

03 Feb 2026

Contributed by Lukas

New Zealand’s economy is sending mixed signals and the outlook for 2026 isn’t as simple as “good” or “bad.”In this episode, the team break...

Elon Musk: Is This the End of Retirement Savings? | Episode 438

01 Feb 2026

Contributed by Lukas

Elon Musk says we don’t need to save for retirement - but should we actually believe him?In this episode, the team breaks down Musk’s viral commen...

Haven’t Filed Your Tax Return Yet? Watch This Ft. Amanda Quill | Episode 437

29 Jan 2026

Contributed by Lukas

If you haven’t filed your tax return yet, what you don’t know could already be costing you money.In this episode, the team breaks down how to lega...

Is Buy and Hold Dead? Rethinking your property strategy Ft. Jim Dodd Property CEO Founder | Episode 436

27 Jan 2026

Contributed by Lukas

Is the classic buy-and-hold strategy still enough in today’s property market?In this episode, we’re joined by Jim Dodd, Founder of Property CEO, t...

The Real Reason Mortgage Rates Are Rising ft. The Takeover | Episode 435

25 Jan 2026

Contributed by Lukas

Mortgage rates aren’t rising because of one headline number - there’s a lot more going on behind the scenes.In this episode, we break down the rea...

Build Wealth And Protect It: The Insurance Mistakes You’re Making | Inside a Financial Plan Ep 7

22 Jan 2026

Contributed by Lukas

Insurance isn’t about ticking boxes - it’s about protecting the life you’re actually building.In this episode of Inside a Financial Plan, Lighth...

Can You Get a Mortgage After 50? | Episode 433

20 Jan 2026

Contributed by Lukas

Can you actually get a mortgage after 50 or does age quietly change the rules?In this episode, we break down how banks assess lending as you get older...

Why is NZ’s Healthcare System Failing? Ft. Nick Astwick, CEO of Southern Cross Health Society | Episode 432

18 Jan 2026

Contributed by Lukas

New Zealand’s healthcare system isn’t broken - but it is under serious strain.In this episode, we’re joined by Nick Astwick, CEO of Southern Cro...

Why Property Is the Biggest Threat to Your Retirement | Episode 431

15 Jan 2026

Contributed by Lukas

Property can make you look rich... while quietly leaving you cash-poor in retirement.In this episode, Mike and James break down why relying solely on ...

Why You’re Still Broke | The Easiest Way to Stick to a Budget in 2026 Ft. Jason Leong | Episode 430

13 Jan 2026

Contributed by Lukas

Most people think they know where their money goes... they don’t.In this episode, Jason Leong, CEO of PocketSmith, breaks down how budgeting softwar...

2026 Property Predictions: Growth, Rates, Elections & What to Buy | Episode 430

11 Jan 2026

Contributed by Lukas

The property market is waking up but it won’t be a straight line.In this episode, Matt Harris, Michael Vincent and Adam Farrell unpack their 2026 pr...

How to Protect Your Income in 2026: ACC vs Income Protection | Live Webinar | Episode 429

08 Jan 2026

Contributed by Lukas

If you couldn’t work tomorrow, how long would your income really last?In this episode, we break down how ACC actually works, the key differences bet...

The Best Tax Insights of 2025: Structures, Deductions & Smart Planning | Episode 428

06 Jan 2026

Contributed by Lukas

Think tax is just something you pay and forget? This episode proves otherwise.We break down the best tax insights of 2025, covering provisional tax, c...

Live Webinar: Flip vs. Hold? Property And Tax Strategies For Smarter Investing Ft. Property-CEO | Episode 427

04 Jan 2026

Contributed by Lukas

In a changing property market, investors face a critical decision: flip for short-term gains or hold for long-term wealth.In this episode, Jim Dodd, c...

The Best Property Insights of 2025: Where the NZ Market Is Headed ft. Ilse Wolfe & Alex Martelli | Episode 426

01 Jan 2026

Contributed by Lukas

Property strategy matters more than ever in 2025. In this episode, we revisit the biggest property conversations of the year - from first-home and inv...

Sharemarket 101: How To Start Investing In 2026 | Episode 425

30 Dec 2025

Contributed by Lukas

Investing doesn’t need to be complicated.In this episode, we break down how the fundamentals of how the sharemarket actually works - what a share is...

Live Webinar: Building a Financial Plan for Summer | Episode 424

28 Dec 2025

Contributed by Lukas

Summer spending is easy - staying on top of your money is harder.In this episode, we walk through how to set clear financial goals, build a sustainabl...

The Best Guest Insights of 2025: Money, Markets & Growth ft. Luke Kemeys, Nicola Willis and more | Episode 422

25 Dec 2025

Contributed by Lukas

Four standout guests. Four conversations that shaped how we think about money, markets, and growth.In this special episode, we’ve pulled together ou...

Buying Property in 2026? Bridging Loans Explained | Episode 422

23 Dec 2025

Contributed by Lukas

Buying before you sell sounds simple - until it isn’t.In this episode, we break down bridging finance, when it makes sense to use it, the difference...

2026 Predictions: Is This The Year The NZ Economy Turns? | Episode 421

21 Dec 2025

Contributed by Lukas

2026 is shaping up to be a year of recovery but not without risk.In this episode, we break down our 2026 predictions across the New Zealand economy, c...

Property Market 2026: What Buyers Need to Do Now ft. Matt Harris & Adam Farrell | Episode 420

18 Dec 2025

Contributed by Lukas

The property market doesn’t wait and the best deals rarely come with notice.In this episode, the Lighthouse Property team breaks down what’s reall...

From One Property to Ten: Building a Property Empire Before 30 | Episode 419

17 Dec 2025

Contributed by Lukas

From his first house at 18 to managing over ten projects a year - this is how Kyle turned building skills into a property empire.In this episode, we d...

How to Budget Like a Financial Adviser | Inside a Financial Plan Ep 6

16 Dec 2025

Contributed by Lukas

A real-world look at how tracking your money actually works - without spreadsheets or guesswork.In this episode of Inside a Financial Plan, Jess walks...

Will Passive Investment Crash The Stock Market? | Episode 417

14 Dec 2025

Contributed by Lukas

Passive investing has taken over - but what happens when nobody’s actually picking the stocks?In this episode, we unpack the explosive rise of passi...

3 Things to Know Before Buying an Investment Property ft. Matt Harris | Episode 416

11 Dec 2025

Contributed by Lukas

Buying your first investment property? Here are the three game-changing rules every investor needs to know before they make their move.In this episode...

Is NZ’s Property Market Unproductive? The Real Economic Impact | Episode 415

09 Dec 2025

Contributed by Lukas

Is NZ’s property market really unproductive — or is everyone getting it wrong?In this episode, we break down the real economic impact of New Zeala...

North vs South Island: Why One Half of NZ Is Getting Richer | Episode 413

07 Dec 2025

Contributed by Lukas

The North and South Islands are living two completely different financial realities - and the wealth gap is bigger than you think.In this episode, we ...

5 Reasons Buying Your First Home Just Got Easier | Episode 412

04 Dec 2025

Contributed by Lukas

Buying your first home just got a whole lot easier and the numbers prove it.In this episode, we break down the five biggest shifts helping first-home ...

Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411

02 Dec 2025

Contributed by Lukas

Cashflow or capital gains? Why choose when the smartest investors are structuring their deals to get both? In this episode, we sit down with Ilse Wolf...

Falling Mortgage Rates: How to Add $100K to Your Net Worth | Episode 410

30 Nov 2025

Contributed by Lukas

Mortgage rates are dropping and the right move now could add over $100K to your net worth.In this episode, we break down how holding your repayments a...

Is NZ’s Property Market Broken? The Fall of the Investment Property | Episode 409

27 Nov 2025

Contributed by Lukas

Is NZ’s property market actually broken or are the headlines missing the real story?In this episode, we break down 30 years of market history, suppl...

NZ Insurance Crisis: Why Have Premiums Jumped 400%? | Episode 408

25 Nov 2025

Contributed by Lukas

Insurance premiums have exploded and Kiwis are feeling the squeeze like never before.In this episode, we break down the shocking 15-year surge in insu...

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

23 Nov 2025

Contributed by Lukas

Will the RBNZ pull the trigger on 25 or 50? Here's what really sits behind Wednesday’s OCR call.In this episode, we break down the latest inflat...

The KiwiSaver Overhaul: Here's what Changing | Episode 406

20 Nov 2025

Contributed by Lukas

KiwiSaver is getting a shake-up and some of these changes could completely reshape your retirement.In this episode, we break down the proposed KiwiSav...

Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill

20 Nov 2025

Contributed by Lukas

In this live webinar Scott O’Neill, Dylan Menzies and Michael Vincent break down where the real value is heading into 2026 - from commercial vs resi...

Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404

18 Nov 2025

Contributed by Lukas

A heated debate that every Kiwi needs to hear - Wealth Tax vs Capital Gains Tax.Matt, James and Mike down how each tax actually works, the real-world ...

Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403

16 Nov 2025

Contributed by Lukas

Buying your first home? Don’t walk into a negotiation blind.In this episode, Mike and Adam break down the exact strategies every first-home buyer ne...

Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402

13 Nov 2025

Contributed by Lukas

New Zealand’s one-income household is officially dead - and the numbers prove it.In this episode, James and Michael break down why rising living cos...

NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401

11 Nov 2025

Contributed by Lukas

Can infrastructure spending really supercharge New Zealand’s economy?In this episode, Kiwibank Chief Economist Jarrod Kerr joins the team to unpack ...

AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400

09 Nov 2025

Contributed by Lukas

Markets are booming - but are we on the edge of an AI bubble?In this quarterly update, James and Chris from Mapua Wealth break down what’s driving g...

Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5

06 Nov 2025

Contributed by Lukas

Paying down your mortgage or investing in more property - which gets you closer to financial freedom?In this episode, Mike breaks down Dion and Rachel...

Live Webinar: Stop Overpaying Tax - What Most NZ Property Investors Miss | Episode 399

05 Nov 2025

Contributed by Lukas

Five smart ways to keep more money in your pocket this tax season.In this live webinar, Matt Harris and Andrew Higgs uncover the most overlooked tax h...

Should NZ Have 30 Year Fixed Mortgages? | Episode 398

04 Nov 2025

Contributed by Lukas

Would 30-year fixed mortgages work in New Zealand? In this episode, James and Michael unpack how long-term fixed loans in the US provide stability for...

OCR Cuts & Capital Gains Tax: NZ’s Recession or Rebound? ft. Jarrod Kerr | Episode 397

02 Nov 2025

Contributed by Lukas

Rates are down, but inflation’s still biting. In this quarterly update, Kiwibank Chief Economist Jarrod Kerr unpacks the OCR cut to 2.5%, Labour’s...

Will You Get Superannuation? The Debate on Means Testing | Episode 396

30 Oct 2025

Contributed by Lukas

Should New Zealand’s wealthiest retirees still receive NZ Super? In this episode, James and Mike unpack the growing debate around means testing - ex...

Live Webinar: How to Plan for Retirement - KiwiSaver, Property or Shares?

30 Oct 2025

Contributed by Lukas

Retirement isn’t about luck - it’s about planning, action, and time.In this live webinar, James and Justin break down what Kiwis really need to re...

28% Capital Gains Tax? What Labour’s Plan Means for You | Episode 394

28 Oct 2025

Contributed by Lukas

Labour’s back with a bold play - a 28% capital gains tax on property.In this episode, we break down the proposed 2027 capital gains tax - exploring ...

Investing in Shares vs Property: Inside a Financial Plan Ep4

26 Oct 2025

Contributed by Lukas

What would you do if your financial plan said you’ll have $6 million at 100?In this episode, we reconnect with Rachel and Deon to unpack their lates...

Top 5 Mistakes Most People Make When Investing In Shares | Episode 392

23 Oct 2025

Contributed by Lukas

Most investors lose money not because of the market - but because of their own mistakes.In this episode, we break down the five biggest mistakes peopl...

KiwiSaver Untaxed: A Game Changer for Retirement | Episode 391

21 Oct 2025

Contributed by Lukas

What if your KiwiSaver balance could double - just by removing tax?In this episode, we explore the radical idea of untaxed KiwiSaver returns, comparin...

Mortgage Free in 4 Years and Retired at 52: Inside a Financial Plan Ep3

19 Oct 2025

Contributed by Lukas

What does a real financial plan actually look like? In this episode, James walks Rachel and Dion through their personalised financial roadmap - coveri...

Struggling With Debt? 3 Key Steps to Fix Your Finances | Episode 389

16 Oct 2025

Contributed by Lukas

Struggling with debt? In this episode, we share 3 key steps to fix your finances - from recognising the problem and shifting your mindset, to building...

Live Webinar: A Guide to Cutting Debt and Growing Wealth

15 Oct 2025

Contributed by Lukas

Stop giving the banks your hard-earned money - learn how to cut debt and grow wealth faster.In this live webinar, we cover smart debt-reduction strate...

OCR Breakdown: Will Interest Rates Drop Below 4%? | Episode 387

14 Oct 2025

Contributed by Lukas

The OCR has been cut - but is this just the beginning for falling interest rates? In this episode, we break down the 50-basis-point cut, its impact on...

Are Kiwi Business Owners Over-Taxed? Provisional Tax Explained Ft. Matt Harris| Episode 386

12 Oct 2025

Contributed by Lukas

Provisional tax catches out thousands of Kiwi business owners every year.In this episode, Matthew Harris breaks down what provisional tax really is, w...

Why It’s Expensive to Be Poor | Episode 385

09 Oct 2025

Contributed by Lukas

Sometimes the habits that feel frugal are actually draining your wallet. In this episode, Jess and Makayla unpack why “it’s expensive to be poor”...

Inside a Financial Plan Ep2: KiwiSaver, Crypto & Property - The Strategy Session

07 Oct 2025

Contributed by Lukas

Episode 2 of our mini-series dives into strategy - James works with Rachel and Dion to break down how their money is invested across KiwiSaver, crypto...

KiwiSaver Crisis: Why You’ll Go Broke in Retirement | Episode 383

05 Oct 2025

Contributed by Lukas

KiwiSaver won’t save your retirement - and it’s time Kiwis faced that reality.In this episode, Mike and James reveal the harsh truth behind New Ze...

OCR Predictions: How Low Will Mortgage Rates Go?! Ft. Matt Harris | Episode 383

03 Oct 2025

Contributed by Lukas

How low could mortgage rates really go? 👀In this episode, we break down the Reserve Bank’s latest moves, discuss predictions for OCR cuts, explor...

Is NZ Education Failing? The Rise of Crimson Education Ft. Jamie Beaton | Episode 382

30 Sep 2025

Contributed by Lukas

From Auckland to the Ivy League and beyond - Jamie Beaton’s journey shows what it takes to turn a Kiwi startup into a billion-dollar business. In th...

Inside a Financial Plan Ep1: Dion & Rachel’s Journey

28 Sep 2025

Contributed by Lukas

A real Kiwi couple puts their finances on the table in our brand-new mini series.In this first episode, we dive into Dion and Rachel’s money story -...

The Crushing Cost of a Growing Family in NZ | Episode 380

25 Sep 2025

Contributed by Lukas

In this episode, we unpack the true financial impact of going from two to three kids - covering housing upgrades, new cars, childcare, food, schooling...

The Midlife Financial Crisis: Why Your 40s Feel So Expensive | Episode 379

23 Sep 2025

Contributed by Lukas

Midlife money stress is real - and it’s hitting Kiwis harder than ever. In this episode, we break down the “midlife financial crisis,” exploring...

This Is Why You Feel Poor: The Brutal Truth Of Inflation | Episode 378

21 Sep 2025

Contributed by Lukas

Inflation is down, but Kiwis are still feeling broke. In this episode, we unpack why everyday essentials like rent, groceries, and mortgage repayments...

NZ Economy Shrinks: Why GDP is Falling | Episode 377

19 Sep 2025

Contributed by Lukas

NZ’s economy has gone backwards - here’s what it really means for Kiwis. In this episode, we break down the 0.9% GDP decline, what it signals for ...

Most Played Moment: Finance Minister Nicola Willis on Debt, Growth, and NZ's Economic Future | Episode 376

16 Sep 2025

Contributed by Lukas

Your Most Played Moment Of 2025: In this exclusive interview from inside the Beehive, Finance Minister Nicola Willis joins us to discuss NZ’s econom...

Debt-Free Faster: How to Cut 10 Years Off your Mortgage Ft. Justin Gauci | Episode 375

14 Sep 2025

Contributed by Lukas

Stop sleepwalking on your mortgage - learn how small changes could help you cut years off and reduce interest costs. In this episode, we explore pract...

2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374

11 Sep 2025

Contributed by Lukas

In today’s buyer’s market, smart negotiation could save you thousands on your next property. Adam Farrell joins us to unpack the strategies behind...

Why Rentvesting Will Ruin Your Retirement | Episode 373

09 Sep 2025

Contributed by Lukas

Rentvesting might look smart now, but it could leave you broke later. In this episode, James and Jess break down the numbers behind rentvesting, compa...

Foreign Buyers Ban Changes: Will They Save or Sink NZ’s Economy? Ft. Matt Harris | Episode 732

07 Sep 2025

Contributed by Lukas

Foreign buyers are back...sort of. In this episode, James and Matt unpack New Zealand’s revised foreign buyers rules, the $5 million price cap, and ...

NZ's Infrastructure Crisis: Why Are Taxpayers Footing the Bill? | Episode 371

04 Sep 2025

Contributed by Lukas

NZ’s infrastructure is crumbling and taxpayers are footing the bill.In this uncut episode, James and Mike unpack the government’s new road user ch...

$150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

02 Sep 2025

Contributed by Lukas

A personal story of cancer, cost, and the true value of insurance. In this episode, we share the financial and emotional journey of losing a parent to...

When the IRD Comes Knocking: Triggers, Mistakes & Penalties Ft. Matt Harris | Episode 369

31 Aug 2025

Contributed by Lukas

When the IRD knocks, will you be ready? In this episode, we unpack how Inland Revenue investigations work, the triggers that set off audits, common ta...

The $1.7M Apartment Disaster: Why Pre Approval Matters | Episode 368

28 Aug 2025

Contributed by Lukas

Don’t buy blind - pre-approval could save you from a financial disaster.In this episode, we break down what pre-approval really means, the risks of ...

KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367

26 Aug 2025

Contributed by Lukas

Smart money moves start with the right questions.In this Q&A episode, James and Makayla unpack everything from when to start investing and paying ...

5 Hidden Tax Hacks Most NZ Property Investors Are Missing Ft. Matt Harris | Episode 366

24 Aug 2025

Contributed by Lukas

Stop overpaying the IRD - here are five tax hacks you probably didn’t know existed. Matt Harris, Managing Director at Lighthouse Financial, unpacks ...

OCR Explained: What It Means for Your Mortgage & NZ’s Future | Episode 365

20 Aug 2025

Contributed by Lukas

OCR explained: the cut, the tracker, and what it really means for your mortgage. In this episode, we break down the Reserve Bank’s 25bps cut to 3%, ...