Beyond the Budget: How Charlie Viola is approaching building wealth | Ask an Adviser
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Why shouldn't tax changes derail good investing?
Everything you're about to hear is for education and entertainment purposes only.
What impact do budget changes have on family trusts?
Whilst we are licensed, we're not aware of your personal financial circumstances. Any advice is general advice. Equitymates operates under Australian Financial Services License 540697.
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Is there an overreaction to capital gains tax changes?
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How should accumulators think about investment structures?
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The bit that's going to change your life is making some weird decision to stop as a result of that extra 2% or 3% tax rate. The real wealth creation is by virtue of the asset values going up over time and buying good quality assets. That's a significant overreaction from some of the investment community.
Welcome to another episode of Equity Mates, a show where we explore what's possible in the world of investing.
My name's Bryce. And I'm Ren. And today we are talking all things federal budget, but we're going beyond the budget and we're talking about building wealth in Australia. Has the budget changed anything and how we should all approach it in 2026 and beyond? To do it, we're joined by one of our favorite returning guests. He's a financial advisor to some of Australia's wealthiest families and business owners.
What key actions should investors take this year?
And we're lucky enough to get him in the studio to understand how he is approaching this moment with clients. Charlie Viola, welcome back to Equity Mates. G'day gents, how are we?
Good to have you here. So Charlie is executive chair and founding partner at Viola Private Wealth. If you would like to speak to Charlie or any of his team, head to equitymates.com slash advice and we will put you in touch. But as Ren said, Charlie, there's been so many questions about the budget and what impact it's going to have on the portfolios that we're building, the wealth strategies that we put in place over the last decade and how it's all going to play out. So we want to pick your brains about it all. So we'll just start with the budget. Have the proposed changes to you exposed any weak spots in just common wealth building strategies?
I don't know if it's exposed weak spots per se, but they're certainly parts of the structures that we use, especially that we use for most of our clients that are probably a little bit under attack, I guess. So structuring and tax structuring in Australia has always been pretty simple. We've We've got four simple tax buckets that we can use for investment purposes, super, trust, company, and individual. And virtually all of our clients over a really long period of time have had this really simple structure that we get as much money as we can into super, and we're always mindful of the issues around preservation and accessing the capital.
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Chapters
8 chapters
1
Why shouldn't tax changes derail good investing?
0:00–0:04
2
What impact do budget changes have on family trusts?
0:04–0:18
3
Is there an overreaction to capital gains tax changes?
0:18–0:52
4
How should accumulators think about investment structures?
0:52–1:13
5
Has the case for investment property changed recently?
1:13–1:16
6
What are the implications of property, leverage, and negative gearing?
1:16–1:35
7
How do global equities and AI affect portfolio positioning?
1:35–2:36
8
What key actions should investors take this year?
2:36–40:27
Speakers
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