She Needs To Divorce Him | Financial Audit
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How are financial stress and relationship abuse affecting this family?
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I'm tired of the yelling, I'm tired of
the abuse. Screaming, throwing things at children, banging things around, making holes in the wall. That is not okay.
My kids have definitely suffered a lot.
And you're fully acknowledging right now that you abuse her.
If yelling and throwing stuff. Yeah.
We don't f around with kids.
Yes, sir. I try not to, but
sir. Fuck you yes sir! Don't yes sir me you pathetic rat Believe him Leave him. Aren't you sick of wondering where your money is going? That ends today. The new DollarWise is live on your phone and now on the web as well. And to celebrate the web launch, we're giving you 20% off. 12 months of DollarWise, normally $99.99 for only $79.99. Bill and competitive? The referral games are live. Refer a friend, earn real money, and maybe win a trip to visit me here in the studio. Studio. But hurry, this deal won't last forever. Click the link in the description below and see the new dollar wise for yourself. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out.
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Hi, I'm Jamie, I'm twenty six. I'm Michael, I'm twenty six, and we're from St. Mary's County, Maryland. And this is financial audit.
Thanks for coming down to Austin, guys. Really nice to meet ya. Jamie, as always, starting with the one in front of me. What do you do for a living up there? I am a medical
assistant.
Sure. What are you assisting?
Um, I'm work in primary care currently.
Well, probably not as much money, but let's say I don't know. What do you make?
I make nineteen an hour.
Yeah, not as much money. Um, okay, honestly, Saint Mary County, I have no idea the cost of living in Saint Mary County. I don't know where that is. Maryland, sure. I mean, in general, Northeast does tend to be more expensive. So I go off of that, making that nineteen a little harder. Nineteen down here, you know, yeah, it wouldn't be the end of the world. How many hours a week are you working?
Forty.
So what has your account per paycheck? What's that per paycheck basis?
That's a little complicated currently. Is it? Yeah, it it's very complicated. So technically it should be about twenty-four a month, but currently I had a credit card garnished my wages. So I'm missing about eight hundred a month out of that paycheck.
Okay. So what do you make a month then?
So what has the account now is What eight fifty plus eight fifty? Whatever that is. Sixteen something? Seventeen? Yeah. Seventeen hundred. Well,
that's not enough to live on. No. Are you guys married? No.
No. No, we are not.
What's the status? Or do you engage? Engaged. Congratulations. When did you guys get engaged? Christmas? When's the marriage?
We don't know.
No date.
Yeah. We have not figured that out yet. Well,
Michael, what do you do for a living?
I am a fry cook and well in the morning and then at night I have a second job cleaning.
Okay, cool. What's your hourly? How many hours a week are you working? Uh
as a fry Forty hours at my fry cook job and then probably like another twenty, twenty-five at my second job cleaning.
Yeah. I mean you're working your butt off and you kinda have to. If she's only making seventeen hundred, but she's making forty hours a I feel like your weight should be more, but okay. Okay. What do you make on a monthly basis net? Um
if What was it like thirty four hundred okay a month at from my fry cook job and then Okay,
so your yours makes no f sense. Nineteen o nineteen hours times forty times fifty two divided by twelve. Obviously, this is pre-tax. No, wait, you're not getting taxed at fifty percent.
I also get twenty bucks. My insurance and all that kind of stuff comes down to my Patreon. Yeah, but
does it add up to fifty percent?
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Chapters
8 chapters
1
How are financial stress and relationship abuse affecting this family?
0:00–6:17
2
Why is this engaged couple at a relationship breaking point despite earning $5,900 a month?
6:17–10:48
3
How does Michael’s anger create an unsafe home for the children?
10:48–20:19
4
Why did Jamie return to her fiancé after leaving over abuse and infidelity?
20:19–42:37
5
How should the couple put their children’s safety ahead of an abusive relationship?
42:37–48:05
6
Why is the mortgage eight months behind, and how is roommate Adam affecting the household finances?
48:05–1:07:51
7
What does the repossessed car reveal about their debt and spending problems?
1:07:51–1:26:16
8
How can she leave safely, sell the house, and rebuild her finances with a budget?
1:26:16–1:31:28